Schoharie County and Summit Town property record for 311 Bear Gulch Rd, Summit, NY 12175
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 672 sqft · built 1983 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,842 (2026) |
| Deeds & Mortgages | Oct 2024 Sale & Refinance Oct 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 434800 100.4-3-7 |
| Primary APN | 434800 100.4-3-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 672 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 155 ft deep x 125 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 224 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 545J100750 |
|---|---|
| Street Address | 311 BEAR GULCH RD |
| City | SUMMIT |
| State | NY |
| Zip | 12175-2708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | UDES SHORE LINE VALUE |
| Legal Block | 3 |
| Legal Lot Number | 7.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 740500 |
Source: Schoharie County and Summit Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 50 WINTERGREEN PL, HOPEWELL JUNCTION, NY 12533-6580 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 21, 2024 | Deed, Transfer · Stand-Alone Refinance GREAT HOME MORTGAGE OF NEW YORK |
| Oct 3, 2017 | Deed, Transfer NOT AVAILABLE, ETTINGER LAW FIRM |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 20, 2001 |
| Transfer Doc | 0704000198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Oct 21, 2024 |
| Property Address | 311 BEAR GULCH RD, SUMMIT, NY 12175-2708 |
| Document Number | 001221/278 |
| Book / Page | 1221 / 278 |
| Instrument Date | Sep 16, 2024 |
| Instrument | 826685 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 50 WINTERGREEN PL, HOPEWELL JUNCTION, NY 12533-6580 |
| Document Number | 002093/259 |
|---|---|
| Date | Oct 21, 2024 |
| Book Page | 2093/259 |
| Instrument | 826686 |
| Name | GREAT HOME MORTGAGE OF NEW YORK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Oct 3, 2017 |
| Property Address | 311 BEAR GULCH RD, SUMMIT, NY 12175-2708 |
| Document Number | 0000001055/0000000051 |
| Book / Page | 0000001055 / 0000000051 |
| Instrument Date | Aug 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NOT AVAILABLE, ETTINGER LAW FIRM |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 371 COLE RD, DELANSON, NY 12053-3123 |
Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,842.00 (+6.72%) | ||
| 2025 | $4,537.00 (+11.23%) | $73,100 (+6.87%) Land $13,200 Building $59,900 | $189,870 (+18.67%) Land $34,286 Building $155,584 |
| 2023 | $68,400 Land $13,200 Building $55,200 | $160,000 Land $30,877 Building $129,123 | |
| 2020 | $4,079.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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