Hamilton County property record for 3018 Reflection Ln, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,756 sqft · built 2006 |
| Lot Size | 0.338 acres (14,746 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $729,000 (Jul 2024) |
| Tax Bill | $2,648 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jul 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150J E 051 |
| Primary APN | 150J E 051 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,756 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,746 sqft (0.338 acres) |
| Lot Dimensions | 167 ft deep x 88.3 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000154842 |
|---|---|
| Old Parcel Number | 150J E 051 |
| Street Address | 3018 REFLECTION LN |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-6908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 71 HIDDEN LAKES SUB PB79 PG165 OUT OF 150-165.01 FOR 2006 |
| Legal Subdivision | HIDDEN LAKES SUB |
| Legal Lot Number | 71 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 11314 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3018 REFLECTION LN, OOLTEWAH, TN 37363-6908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 22, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST CHOICE LENDING SERVICES LLC |
| May 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| May 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Mar 21, 2018 | Deed of Trust, Mortgage · Line of Credit REGIONS MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2024 · Amount on Record |
| Deed Sale | Jul 22, 2024 · Amount on Record |
| Prior Sale | May 22, 2006 · Amount on Record |
| Deed Document Number | 2024072200316 |
| Deed Book / Page | 13655 / 349 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3018 REFLECTION LN, OOLTEWAH, TN 37363-6908 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000311 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 12517/902 |
| Instrument | 2021060800311 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 22, 2024 |
| Property Address | 3018 REFLECTION LN, OOLTEWAH, TN 37363-6908 |
| Document Number | 0000000316 |
| Book / Page | 13655 / 349 |
| Map Reference | MB 79 PG 165 |
| Instrument Date | Jul 17, 2024 |
| Instrument | 2024072200316 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,697.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3018 REFLECTION LN, OOLTEWAH, TN 37363-6908 |
| Document Number | 0000000317 |
|---|---|
| Date | Jul 22, 2024 |
| Instrument | 2024072200317 |
| Name | FIRST CHOICE LENDING SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3018 REFLECTION LN, OOLTEWAH, TN 37363-6908 |
| Document Number | 0512000002 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3018 REFLECTION LN OOLTEWAH TN 373636908, OOLTEWAH, TN 37363-6908 |
| Document Number | 0512000002 |
|---|---|
| Date | May 12, 2020 |
| Book Page | 011998/000001 |
| Instrument | 200512000002 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3018 REFLECTION LN, OOLTEWAH, TN 37363-6908 |
| Document Number | 0509000122 |
| Instrument Date | May 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3018 REFLECTION LN OOLTEWAH TN 373636908, OOLTEWAH, TN 37363-6908 |
| Document Number | 0509000122 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 011636/000663 |
| Instrument | 190509000122 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 8, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3018 REFLECTION LN, OOLTEWAH, TN 37363-6908 |
| Document Number | 0000000112 |
| Instrument Date | Mar 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3018 REFLECTION LN OOLTEWAH TN 373636908, OOLTEWAH, TN 37363-6908 |
| Document Number | 0000000112 |
|---|---|
| Date | Apr 6, 2018 |
| Book Page | 011313/000399 |
| Instrument | 112 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,648.00 (+2.68%) | $174,750 (+51.59%) | $699,000 (+51.59%) Land $80,000 Building $619,000 |
| 2024 | $2,579.00 (-0.35%) | $115,275 (-) | $461,100 (-) Land $55,000 Building $406,100 |
| 2023 | $2,588.00 | $115,275 | $461,100 Land $55,000 Building $406,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 51% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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