2969 Reflection Ln, Ooltewah, TN 37363 Property Records

Hamilton County property record for 2969 Reflection Ln, Ooltewah, TN 37363

Property Summary

Property TypeSingle Family Home
Details3 ba · 4,449 sqft · built 2006
Lot Size0.537 acres (23,432 sqft)
OwnerCompany Name on Record
Last Sale$715,000 (Jul 2022)
Tax Bill$3,143 (2025)
Deeds & MortgagesSep 2022 Transfer
Jul 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN150J E 025

Property Details

APN / Parcel Number

Primary APN150J E 025
Alternative APN
  • 0000154816

Interior

Full Baths3 Baths
Stories2 Stories
Building Area4,449 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area23,432 sqft (0.537 acres)
Lot Dimensions254 ft deep x 94.5 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000154816
Street Address2969 REFLECTION LN
CityOOLTEWAH
StateTN
Zip37363-6942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 97 HIDDEN LAKES SUB PB79 PG165 REV 80-30 OUT OF 150-165.01 FOR 2006
Legal SubdivisionHIDDEN LAKES SUB
Legal Lot Number97
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group2
Census Block2000
Census Tract11314

Owner

Source: Hamilton County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1584 FIRELIGHT WAY, OOLTEWAH, TN 37363-2245
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Correction Deed
REALTY TITLE INC, REALTY T&E SVCS INC
Jul 7, 2022Warranty Deed, Transfer · Commercial Mortgage
AMERICAN FINANCIAL NETWORK INC
Mar 2, 2017Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2022 · Amount on Record
Deed SaleJul 7, 2022 · Amount on Record
Prior SaleJul 6, 2011 · Amount on Record
Deed Document Number2022216
Deed Book / Page13018 / 399
Prior Transfer DateFeb 4, 2021
Prior Transfer Doc0209000240
Record UpdatedOct 29, 2026

September 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionHAMILTON TN
Recording DateSep 13, 2022
Property Address2969 REFLECTION LN, OOLTEWAH, TN 37363-6942
Document Number0000000071
Book / Page13086 / 575
Map ReferenceMB 80 PG 30
Instrument DateSep 9, 2022
Instrument2022091300071
Record UpdatedSep 25, 2025
Title CompanyREALTY TITLE INC, REALTY T&E SVCS INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 7, 2022
Property Address2969 REFLECTION LN, OOLTEWAH, TN 37363-6942
Document Number0000000216
Book / Page13018 / 399
Map ReferenceMB 79 PG 165
Instrument DateJul 6, 2022
Instrument2022070700216
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyREALTY TITLE AND ESCROW SERVICES, REALTY TITLE & ESCROW SERVIC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8736 BRIAR PATCH LN, OOLTEWAH, TN 37363-4610

Mortgage

Document Number0130180402
DateJul 7, 2022
Instrument13018-0402
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

March 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 2, 2017
Property Address2969 REFLECTION LN, OOLTEWAH, TN 37363-6942
Document Number0000000090
Book / Page010988 / 000168
Instrument DateMar 1, 2017
Instrument90
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 16, 2017

Transaction

AmountAmount Recorded
Tax$610.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2969 REFLECTION LN OOLTEWAH TN 373636942, OOLTEWAH, TN 37363-6942

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,143.00 (+6.65%)$207,375 (+57.4%)$829,500 (+57.4%) Land $80,000 Building $749,500
2024$2,947.00 (-0.3%)$131,750 (-)$527,000 (-) Land $55,000 Building $472,000
2023$2,956.00$131,750$527,000 Land $55,000 Building $472,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTSIDE UTILITY DISTRICT
serves 59,612 people · EPA ID TN0000219
Water SourceSurface water
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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