3058 Reflection Ln, Ooltewah, TN 37363 Property Records

Hamilton County property record for 3058 Reflection Ln, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,946 sqft · built 2006
Lot Size	0.397 acres (17,332 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Dec 2008)
Tax Bill	$3,558 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150J E 053`

Property Details

APN / Parcel Number

Primary APN	`150J E 053`
Alternative APN	`0000154844`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,946 sqft Living Area

Exterior

Year Built	Built 2006
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,332 sqft (0.397 acres)
Lot Dimensions	199 ft deep x 87.1 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000154844
Street Address	3058 REFLECTION LN
City	OOLTEWAH
State	TN
Zip	37363-6908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 69 HIDDEN LAKES SUB PB79 PG165 OUT OF 150-165.01 FOR 2006
Legal Subdivision	HIDDEN LAKES SUB
Legal Lot Number	69
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2011
Census Tract	11314

Owner

Source: Hamilton County records · APN 150J E 053

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3058 REFLECTION LN, OOLTEWAH, TN 37363-6908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2008 · Amount on Record
Deed Sale	Dec 19, 2008 · Amount on Record
Prior Sale	Jan 25, 2008 · Amount on Record
Deed Document Number	2008121900170
Deed Book / Page	8819 / 040
Record Updated	Jun 08, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	3058 REFLECTION LN, OOLTEWAH, TN 37363-6908
Document Number	0227000143
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3058 REFLECTION LN OOLTEWAH TN 373636908, OOLTEWAH, TN 37363-6908

Mortgage

Document Number	0227000143
Date	Feb 27, 2019
Book Page	011574/000338
Instrument	190227000143

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,558.00 (+5.17%)	$234,750 (+55.23%)	$939,000 (+55.23%) Land $80,000 Building $859,000
2024	$3,383.00 (-0.27%)	$151,225 (-)	$604,900 (-) Land $55,000 Building $549,900
2023	$3,392.00	$151,225	$604,900 Land $55,000 Building $549,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 261 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.