2974 Reflection Ln, Ooltewah, TN 37363 Property Records

Hamilton County property record for 2974 Reflection Ln, Ooltewah, TN 37363 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	3,335 sqft Living Area
Lot Size	25,281 sqft (0.58 acres)
Occupancy	Owner Occupied
Last Sale	$408,000 (2020)
Tax Bill	$2,336.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`150J E 046`
Alternative APN	`0000154837`

Interior

Full Baths	3 Baths
Building Area	3,335 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 2006
Exterior Material	Wood Shingle Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	25,281 sqft (0.58 acres)
Depth X Width	295 ft x 85.7 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	0000154837
Old Parcel Number	150J E 046
Street Address	2974 REFLECTION LN
City	OOLTEWAH
State	TN
Zip	37363-6937
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 76 HIDDEN LAKES SUB PB79 PG165 OUT OF 150-165.01 FOR 2006
Legal Subdivision	HIDDEN LAKES SUB
Legal Lot Number	76
Jurisdiction	HAMILTON TN
Minor Civil Division	7
Census Blockgroup	2
Census Block	2011
Census Tract	11314

Owner

Source: Hamilton County records · APN 150J E 046

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2974 REFLECTION LN, OOLTEWAH, TN 37363-6937
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Apr 29, 2008 · Amount on Record
Deed Doc Number	2020072400189
Deed Book / Page	12087 / 360
Record Refreshed	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 24, 2020
Property Address	2974 REFLECTION LN, OOLTEWAH, TN 37363-6937
Document Number	0724000189
Book / Page	012087 / 000360
Instrument Date	Jul 23, 2020
Instrument	200724000189
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,502.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2974 REFLECTION LN OOLTEWAH TN 373636937, OOLTEWAH, TN 37363-6937

Mortgage

Document Number	724000190
Date	Jul 24, 2020
Book Page	012087/000362
Instrument	200724000190

Lender

Name	BENCHMARK HM LN
Type	Funding / Finance Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,336.00 (-1.1%)	$154,175 (+46%)	$616,700 (+46%) Land $80,000 Building $536,700
2024	$2,362.00 (-0.38%)	$105,600 (-)	$422,400 (-) Land $55,000 Building $367,400
2023	$2,371.00	$105,600	$422,400 Land $55,000 Building $367,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 52% of Tennessee
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.