Hamilton County property record for 3045 Reflection Ln, Ooltewah, TN 37363 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,892 sqft · built 2006 |
| Lot Size | 0.727 acres (31,691 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (May 2012) |
| Tax Bill | $2,363 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 150J E 021 |
| Primary APN | 150J E 021 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,892 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 31,691 sqft (0.727 acres) |
| Lot Dimensions | 286 ft deep x 110 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000154812 |
|---|---|
| Street Address | 3045 REFLECTION LN |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-6935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 101 HIDDEN LAKES SUB PB79 PG165 REV 80-30 OUT OF 150-165.01 FOR 2006 |
| Legal Subdivision | HIDDEN LAKES SUB |
| Legal Lot Number | 101 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11314 |
Source: Hamilton County records · APN 150J E 021
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3045 REFLECTION LN, OOLTEWAH, TN 37363-6935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2012 · Amount on Record |
| Deed Sale | May 31, 2012 · Amount on Record |
| Prior Sale | Oct 10, 2006 · Amount on Record |
| Deed Document Number | 2012053100054 |
| Deed Book / Page | 9655 / 663 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3045 REFLECTION LN, OOLTEWAH, TN 37363-6935 |
| Document Number | 0619000214 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3045 REFLECTION LN COLLEGE DALE TN 373636935, COLLEGE DALE, TN 37363-6935 |
| Document Number | 0619000214 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 012043/000125 |
| Instrument | 200619000214 |
| Name | CHURCHILL MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 18, 2035 |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,363.00 (+2.47%) | $155,925 (+51.27%) | $623,700 (+51.27%) Land $80,000 Building $543,700 |
| 2024 | $2,306.00 (-0.39%) | $103,075 (-) | $412,300 (-) Land $55,000 Building $357,300 |
| 2023 | $2,315.00 | $103,075 | $412,300 Land $55,000 Building $357,300 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 2,778 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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