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3015 Osprey Way, Frederick, MD 21701 Property Records

Frederick County property record for 3015 Osprey Way, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details3 ba · 2,000 sqft · built 2020
Lot Size0.041 acres (1,805 sqft)
OwnerIndividual Name on File
Last Sale$343,683 (Jan 2021)
Tax Bill$6,164 (2023)
Deeds & MortgagesSep 2023 Second Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-595783

Property Details

APN / Parcel Number

Primary APN02-595783
Alternative APN
  • 595783

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,000 sqft Total Area

Exterior

Year BuiltBuilt 2020
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,805 sqft (0.041 acres)
Garage TypeBuilt-in
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area108 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number595783
Street Address3015 OSPREY WAY
CityFREDERICK
StateMD
Zip21701-3057
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 66 PLAT 5 1,805 SQ FT SPRING BANK
Legal SubdivisionSPRING BANK PLAT 5
Legal Lot Number66
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group3
Census Block3014
Census Tract750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedSpring Bank
listed 1984 · 5 contributing resources · NRIS 84001772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3015 Osprey Way, a townhouse, is owned and occupied by an individual who bought it in January 2021.

Source: Frederick County records, as of September 25, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3015 OSPREY WAY, FREDERICK, MD 21701-3057
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 12, 2021Deed, Subdivision Related Transfer · FHA Mortgage
DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2021 · Amount on File
Deed SaleJan 12, 2021 · Amount on File
Prior SaleApr 6, 2018 · Amount on File
Deed Document Number0014442153
Deed Book / Page14442 / 153
Record UpdatedJun 7, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3015 OSPREY WAY, FREDERICK, MD 21701-3057
Transaction TypeMortgage
Record UpdatedOct 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0166030351
DateSep 19, 2023
Book Page16603/351
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueOct 1, 2043

January 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 12, 2021
Property Address3015 OSPREY WAY, FREDERICK, MD 21701-3057
Document Number0144420153
Book / Page14442 / 153
Map ReferenceMB 99 PG 169
Instrument DateDec 22, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 16, 2022
Title CompanyKEYSTONE TTL SETMNT SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$859.21
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3015 OSPREY WAY, FREDERICK, MD 21701-3057

Mortgage

Document Number0014442163
DateJan 12, 2021
Instrument14442/163
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,164.00$338,000$385,800 Land $75,000 Building $310,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3015 Osprey Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3015 Osprey Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Verizon.

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