Frederick County property record for 3022 Osprey Way, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,400 sqft · built 2021 |
| Lot Size | 0.032 acres (1,380 sqft) |
| Owner | Individual Name on File |
| Last Sale | $398,828 (Dec 2021) |
| Tax Bill | $6,789 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-602382 |
| Primary APN | 02-602382 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,400 sqft Living Area |
| Gross Area | 2,800 sqft |
| 1st Floor Area | 800 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,380 sqft (0.032 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 602382 |
|---|---|
| Street Address | 3022 OSPREY WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3058 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 52 PLAT 6 1,380 SQ FT SPRING BANK |
| Legal Subdivision | FINAL PLAT PLAT 6 LOTS 42 58 SPRING BANK |
| Legal Lot Number | 52 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 750802 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3022 Osprey Way, a townhouse, is owned and occupied by an individual who bought it in December 2021.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3022 OSPREY WAY, FREDERICK, MD 21701-3058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2021 · Amount on File |
| Deed Sale | Dec 6, 2021 · Amount on File |
| Deed Book / Page | 15539 / 464 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 6, 2021 |
| Property Address | 3022 OSPREY WAY, FREDERICK, MD 21701-3058 |
| Document Number | 0155390464 |
| Book / Page | 15539 / 464 |
| Map Reference | MB 105 PG 61 |
| Instrument Date | Nov 24, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | KEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $997.07 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3022 OSPREY WAY, FREDERICK, MD 21701-3058 |
| Document Number | 0015539474 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 15539/474 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 3022 Osprey Way was $6,789 with a homeowner's exemption, up 4.6% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $391,500 (+4.96%) | $428,500 (+14.88%) Land $110,000 Building $318,500 | |
| 2025 | $6,789.00 (+4.61%) Homeowner's exemption | $373,000 Land $75,000 Building $298,000 | $373,000 Land $75,000 Building $298,000 |
| 2024 | $6,490.00 (+9.24%) | ||
| 2023 | $5,941.00 | $325,600 | $373,000 Land $75,000 Building $298,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3022 Osprey Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3022 Osprey Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Verizon.
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