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3011 Osprey Way, Frederick, MD 21701 Property Records

Frederick County property record for 3011 Osprey Way, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,400 sqft · built 2020
Lot Size0.027 acres (1,180 sqft)
Owner2 Individual Names on File
Last Sale$325,406 (Jan 2021)
Tax Bill$6,827 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-595781

Property Details

APN / Parcel Number

Primary APN02-595781
Alternative APN
  • 595781

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,400 sqft Living Area
Gross Area2,800 sqft
1st Floor Area800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,180 sqft (0.027 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number595781
Street Address3011 OSPREY WAY
CityFREDERICK
StateMD
Zip21701-3057
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 64 PLAT 5 1,180 SQ FT SPRING BANK
Legal SubdivisionPALT 1 SPRING BANK
Legal Lot Number64
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group3
Census Block3014
Census Tract750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedSpring Bank
listed 1984 · 5 contributing resources · NRIS 84001772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3011 Osprey Way, a townhouse, is owned and occupied by two individuals who bought it in January 2021.

Source: Frederick County records, as of June 5, 2026

Owner of Record2 Individual Names on File
Mailing Address3011 OSPREY WAY, FREDERICK, MD 21701-3057
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jan 4, 2021Deed, Subdivision Related Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2021 · Amount on File
Deed SaleJan 4, 2021 · Amount on File
Prior SaleApr 6, 2018 · Amount on File
Deed Book / Page14415 / 183
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateMay 1, 2026
Property Address3011 OSPREY WAY, FREDERICK, MD 21701-3057
Document Number0178420362
Book / Page17842 / 362
Instrument DateApr 28, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3011 OSPREY WAY, FREDERICK, MD 21701-3057

Mortgage

Document Number1784000362,
DateMay 1, 2026
Book Page17842/362
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 20, 2056
Interest
Rate6.46%
Max Rate-1%

January 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 4, 2021
Property Address3011 OSPREY WAY, FREDERICK, MD 21701-3057
Document Number0144150183
Book / Page14415 / 183
Map ReferenceMB 99 PG 169
Instrument DateDec 21, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 16, 2022
Title CompanyKEYSTONE TTL SETMNT SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,627.03
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3011 OSPREY WAY, FREDERICK, MD 21701-3057

Mortgage

Document Number0014415193
DateJan 4, 2021
Instrument14415/193
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3011 Osprey Way was $6,827, up 6% from the year before.

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,827.00 (+6.03%)$369,200 Land $75,000 Building $294,200$369,200 Land $75,000 Building $294,200
2024$6,439.00 (+11.34%)
2023$5,783.00$323,933$369,200 Land $75,000 Building $294,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3011 Osprey Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3011 Osprey Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Verizon.

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