3020 Osprey Way, Frederick, MD 21701 Property Records

Frederick County property record for 3020 Osprey Way, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details4 ba · 2,012 sqft · built 2021
Lot Size0.031 acres (1,380 sqft)
OwnerIndividual Name on Record
Last Sale$369,571 (Dec 2021)
Tax Bill$6,047 (2023)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-602383

Property Details

APN / Parcel Number

Primary APN02-602383
Alternative APN
  • 602383

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,012 sqft Total Area

Exterior

Year BuiltBuilt 2021
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,380 sqft (0.031 acres)
Garage TypeBuilt-in
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number602383
Street Address3020 OSPREY WAY
CityFREDERICK
StateMD
Zip21701-3058
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 53 PLAT 6 1,380 SQ FT SPRING BANK
Legal Lot Number53
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group3
Census Block3008
Census Tract750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3020 OSPREY WAY, FREDERICK, MD 21701-3058
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2021 · Amount on Record
Deed SaleDec 3, 2021 · Amount on Record
Deed Document Number0015534149
Deed Book / Page15534 / 149
Record UpdatedJun 7, 2026

December 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateDec 3, 2021
Property Address3020 OSPREY WAY, FREDERICK, MD 21701-3058
Document Number0155340149
Book / Page15534 / 149
Map ReferenceMB 105 PG 61
Instrument DateNov 22, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 16, 2022
Title CompanyKEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$923.93
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3020 OSPREY WAY, FREDERICK, MD 21701-3058

Mortgage

Document Number0015534159
DateDec 3, 2021
Instrument15534/159
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,047.00$331,533$380,000 Land $75,000 Building $305,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Verizon.

Nearby Properties on Osprey Way

Nearby Streets

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