3012 Osprey Way, Frederick, MD 21701 Property Records

Frederick County property record for 3012 Osprey Way, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,400 sqft · built 2021
Lot Size	0.032 acres (1,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,380 (Dec 2021)
Tax Bill	$6,747 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-602387`

Property Details

APN / Parcel Number

Primary APN	`02-602387`
Alternative APN	`602387`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,400 sqft Living Area
Gross Area	2,800 sqft
1st Floor Area	800 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,380 sqft (0.032 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	602387
Street Address	3012 OSPREY WAY
City	FREDERICK
State	MD
Zip	21701-3058
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 57 PLAT 6 1,380 SQ FT SPRING BANK
Legal Subdivision	SPRING BANK
Legal Lot Number	57
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3008
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9804 CONESTOGA WAY, POTOMAC, MD 20854-4712
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Deed Book / Page	15618 / 1
Record Updated	Jun 8, 2026

December 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 30, 2021
Property Address	3012 OSPREY WAY, FREDERICK, MD 21701-3058
Document Number	0156180001
Book / Page	15618 / 1
Map Reference	MB 105 PG 61
Instrument Date	Dec 21, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2022
Title Company	KEYSTONE SETTLEMENT SERVICES, KEYSTONE TTL STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,876.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9804 CONESTOGA WAY, POTOMAC, MD 20854-4712

Mortgage

Document Number	0001561818
Date	Dec 30, 2021
Instrument	15618/18

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$388,300 (+14.73%) Land $75,000 Building $313,300	$388,300 (-) Land $75,000 Building $313,300
2024	$6,747.00 (+9.32%)
2023	$6,172.00	$338,433	$388,300 Land $75,000 Building $313,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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