Bay County property record for 3012 Bay Wing Loop, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,052 sqft · built 2009 |
| Lot Size | 0.348 acres (15,163 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Aug 2019) |
| Tax Bill | $6,415 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11854-228-000 |
| Primary APN | 11854-228-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,252 sqft Living Area |
| Gross Area | 3,780 sqft |
| 1st Floor Area | 3,052 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 15,163 sqft (0.348 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Driveway Area | 640 sqft |
| Pool Area | 312 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 281 sqft |
| Patio Area | 500 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3012 BAY WING LOOP |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-6669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UND |
| Legal Description | HAWKS LANDING 116C LOT 128 ORB 4154 P 470 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 23 |
| Legal Subdivision | HAWKS LANDING |
| Legal Lot Number | 128 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 1301 |
Source: Bay County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3012 BAY WING LOOP, PANAMA CITY, FL 32405-6669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FCU |
| Aug 8, 2019 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2019 · Amount on Record |
| Deed Sale | Aug 8, 2019 · Amount on Record |
| Prior Sale | Jul 9, 2015 · Amount on Record |
| Deed Document Number | 201971408 |
| Deed Book / Page | 4154 / 470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 3012 BAY WING LOOP, PANAMA CITY, FL 32405-6669 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3012 BAY WING LOOP, PANAMA CITY, FL 32405-6669 |
| Document Number | 0045041160 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 4504/1160 |
| Instrument | 2021098044 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 8, 2019 |
| Property Address | 3012 BAY WING LOOP, PANAMA CITY, FL 32405-6669 |
| Document Number | 0041540470 |
| Book / Page | 004154 / 000470 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 71408 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3012 BAY WING LOOP PANAMA CITY FL 324056669, PANAMA CITY, FL 32405-6669 |
| Document Number | 41540474 |
|---|---|
| Date | Aug 8, 2019 |
| Book Page | 004154/000474 |
| Instrument | 71409 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 7, 2049 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,415.00 (-0.8%) Homeowner's exemption | $468,059 (+5.99%) | $474,339 (+3.43%) Land $76,666 Building $397,673 |
| 2024 | $6,467.00 (+2.68%) | ||
| 2023 | $6,298.00 (+10.88%) Homeowner's exemption | $441,619 (+3%) | $458,620 (+6.97%) Land $64,856 Building $393,764 |
| 2022 | $5,680.00 Homeowner's exemption | $428,756 Land $60,715 Building $368,041 | $428,756 Land $60,715 Building $368,041 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 325 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 325 in force |
| Nearby Flood Claims | 60 (1998–2021) |
| Claims Outside the SFHA | 27 of 60 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures