3002 Bay Wing Loop, Panama City, FL 32405 Property Records

Bay County property record for 3002 Bay Wing Loop, Panama City, FL 32405

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,506 sqft · built 2009
Lot Size0.322 acres (14,024 sqft)
Owner2 Trust Names on File
Last Sale$318,000 (Apr 2009)
Tax Bill$3,852 (2025)
Deeds & MortgagesSep 2026 Sale
Flood ZoneZone X (minimal risk)
APN11854-233-000

Property Details

APN / Parcel Number

Primary APN11854-233-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,506 sqft Living Area
Gross Area2,946 sqft
1st Floor Area2,385 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area14,024 sqft (0.322 acres)
Garage TypeAttached
Garage Area440 sqft
DrivewayDriveway
Driveway Area561 sqft

Exterior Amenities

Pool Area360 sqft
PorchSlab
Porch Area574 sqft
Patio Area180 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3002 BAY WING LOOP
CityPANAMA CITY
StateFL
Zip32405-6669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUND
Legal DescriptionHAWKS LANDING 116C LOT 133 ORB 2984 P 1958 ORB 3145 P 404
Legal Range14W
Legal Township03S
Legal Section23
Legal SubdivisionHAWKS LANDING
Legal Lot Number133
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2055
Census Tract1301

Owner

3002 Bay Wing Loop is owner-occupied and held in a trust since April 2009.

Source: Bay County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address3002 BAY WING LOOP, PANAMA CITY, FL 32405-6669
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2009 · Amount on File
Deed SaleApr 15, 2009 · Amount on File
Deed Document Number200921520
Deed Book / Page3145 / 404
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateSep 15, 2026
Property Address3002 BAY WING LOOP, PANAMA CITY, FL 32405-6669
Document Number0000057507
Book / Page5079 / 777
Instrument DateSep 10, 2026
Instrument202657507
Transaction TypeTransfer
Record UpdatedOct 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address3002 BAY WING LOOP, PANAMA CITY, FL 32405-6669

Tax Assessment & Valuation

The 2025 property tax bill for 3002 Bay Wing Loop was $3,852.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityLynn Haven City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,852.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$279,802$373,375 Land $76,666 Building $296,709
2023$3,532.00 (+12.16%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$263,996 (+3%)$337,259 (+6.93%) Land $64,856 Building $272,403
2022$3,149.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$256,307$315,397 Land $60,715 Building $254,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3002 Bay Wing Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 325 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies325 in force
Nearby Flood Claims60 (1998–2021)
Claims Outside the SFHA27 of 60
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Hurricane Michael, Oct 2018 · 48 claims
  • Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3002 Bay Wing Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN HAVEN, CITY OF WATER SYSTEM
serves 23,380 people · EPA ID FL1030435
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionNov 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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