3001 Bay Wing Loop, Panama City, FL 32405 Property Records

Bay County property record for 3001 Bay Wing Loop, Panama City, FL 32405

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,992 sqft · built 2010
Lot Size	0.292 acres (12,752 sqft)
Owner	Company Name on File
Last Sale	$370,000 (Apr 2015)
Tax Bill	$5,665 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`11854-223-000`

Property Details

APN / Parcel Number

Primary APN	`11854-223-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,992 sqft Heated Area
Gross Area	4,029 sqft
1st Floor Area	2,516 sqft
2nd Floor Area	476 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Shingle
Lot Area	12,752 sqft (0.292 acres)
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	576 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	477 sqft
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3001 BAY WING LOOP
City	PANAMA CITY
State	FL
Zip	32405-6670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWKS LANDING 116C LOT 123 ORB 4281 P 508
Legal Range	14W
Legal Township	03S
Legal Section	23
Legal Subdivision	HAWKS LANDING
Legal Lot Number	123
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2055
Census Tract	1301

Owner

3001 Bay Wing Loop is owned by a company that acquired it in July 2020 and is owner-occupied.

Source: Bay County records, as of January 23, 2026

Owner of Record	Company Name on File
Mailing Address	3001 BAY WING LOOP, PANAMA CITY, FL 32405-6670
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2015 · Amount on File
Deed Sale	Apr 7, 2015 · Amount on File
Prior Sale	Apr 7, 2015 · Amount on File
Deed Document Number	0036881799
Deed Book / Page	003688 / 001799
Last Transfer Date	Jul 31, 2020
Transfer Doc	0042810508
Record Updated	Jun 8, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jul 31, 2020
Property Address	3001 BAY WING LOOP, PANAMA CITY, FL 32405-6670
Document Number	0042810508
Book / Page	004281 / 000508
Instrument Date	Jul 23, 2020
Instrument	50101
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3001 BAY WING LOOP PANAMA CITY FL 324056670, PANAMA CITY, FL 32405-6670

Mortgage

Document Number	42810510
Date	Jul 31, 2020
Book Page	004281/000510
Instrument	50102

Lender

Name	SMARTBANK
Type	Bank
Address	FORGE, TN 37868-1910

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 30, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3001 Bay Wing Loop was $5,665 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,665.00 Homeowner's exemption	$418,220	$459,627 Land $76,666 Building $382,961
2023	$5,586.00 (+11.08%) Homeowner's exemption	$394,595 (+3%)	$409,803 (+6.97%) Land $64,856 Building $344,947
2022	$5,029.00 Homeowner's exemption	$383,102 Land $60,715 Building $322,387	$383,102 Land $60,715 Building $322,387

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3001 Bay Wing Loop in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3001 Bay Wing Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30