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3010 Bay Wing Loop, Panama City, FL 32405 Property Records

Bay County property record for 3010 Bay Wing Loop, Panama City, FL 32405 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,918 sqft · built 2007
Lot Size0.336 acres (14,630 sqft)
Owner2 Individual Names on File
Last Sale$401,600 (Jan 2008)
Tax Bill$4,895 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN11854-229-000

Property Details

APN / Parcel Number

Primary APN11854-229-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,918 sqft Living Area
Gross Area3,482 sqft
1st Floor Area2,918 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area14,630 sqft (0.336 acres)
Garage TypeAttached
Garage Area564 sqft
DrivewayDriveway
Driveway Area912 sqft

Exterior Amenities

PorchOpen Porch
Porch Area378 sqft
Patio Area300 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3010 BAY WING LOOP
CityPANAMA CITY
StateFL
Zip32405-6669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAWKS LANDING 116C LOT 129 ORB 2944 P 809 ORB 3013 P 187
Legal Range14W
Legal Township03S
Legal Section23
Legal SubdivisionHAWKS LANDING
Legal Lot Number129
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2055
Census Tract1301

Owner

Source: Bay County records · APN 11854-229-000

Assessment roll updated January 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3010 BAY WING LOOP, PANAMA CITY, FL 32405-6669
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 15, 2008 · Amount on Record
Deed SaleJan 15, 2008 · Amount on Record
Deed Document Number20082668
Deed Book / Page3013 / 187
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address3010 BAY WING LOOP, PANAMA CITY, FL 32405-6669
Transaction TypeMortgage
Record UpdatedJan 14, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3010 BAY WING LOOP, PANAMA CITY, FL 32405-6669

Mortgage

Document Number0044981967
DateDec 14, 2021
Book Page4498/1967
Instrument2021094600
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 01, 2042

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityLynn Haven City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,895.00 (-1.94%) Homeowner's exemption$367,021 (+5.99%)$407,175 (+4.21%) Land $76,666 Building $330,509
2024$4,992.00 (+2.84%)
2023$4,854.00 (+11.33%) Homeowner's exemption$346,288 (+3%)$390,743 (+7.04%) Land $64,856 Building $325,887
2022$4,360.00 Homeowner's exemption$336,202$365,040 Land $60,715 Building $304,325

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050013012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 325 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies325 in force
Nearby Flood Claims60 (1998–2021)
Claims Outside the SFHA27 of 60
Most Recent ClaimAug 2021, rainfall accumulation, Tropical Storm Fred
Claims By Storm
  • Hurricane Michael, Oct 2018 · 48 claims
  • Severe Storms And Flooding, Jul 2013 · 3 claims

Wildfire

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire LikelihoodAbout 1 in 637 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 58 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
AT&TFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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