3003 Bay Wing Loop, Panama City, FL 32405 Property Records

Bay County property record for 3003 Bay Wing Loop, Panama City, FL 32405 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,580 sqft · built 2009
Lot Size	0.265 acres (11,554 sqft)
Owner	2 Individual Names on File
Last Sale	$404,900 (May 2015)
Tax Bill	$5,600 (2025)
Deeds & Mortgages	Jun 2026 Sale
Flood Zone	Zone A (high risk)
APN	`11854-224-000`

Property Details

APN / Parcel Number

Primary APN	`11854-224-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,580 sqft Living Area
Gross Area	4,366 sqft Gross Area
1st Floor Area	3,100 sqft 1st Floor
Stories	2 Stories
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,554 sqft (0.265 acres)
Driveway	Driveway
Driveway Area	616 sqft Driveway
Garage Type	Attached
Garage Area	786 sqft Garage
Lawn Sprinklers	Lawn Sprinklers
Porch	Open Porch
Porch Area	294 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3003 BAY WING LOOP
City	PANAMA CITY
State	FL
Zip	32405-6670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWKS LANDING 116C LOT 124 ORB 3699 P 647
Legal Range	14W
Legal Township	03S
Legal Section	23
Legal Subdivision	HAWKS LANDING
Legal Lot Number	124
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2055
Census Tract	1301

Owner

Source: Bay County records · APN 11854-224-000

Assessment roll updated January 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3003 BAY WING LOOP, PANAMA CITY, FL 32405-6670
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2015 · Amount on Record
Deed Sale	May 15, 2015 · Amount on Record
Prior Sale	Mar 02, 2009 · Amount on Record
Deed Document Number	201526315
Deed Book / Page	3699 / 647
Last Transfer Date	Jun 03, 2026
Transfer Doc	0050412271
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 04, 2026
Property Address	3003 BAY WING LOOP, PANAMA CITY, FL 32405-6670
Document Number	0050412271
Book / Page	5041 / 2271
Instrument Date	Jun 03, 2026
Instrument	202633807
Transaction Type	Transfer
Record Updated	Jul 07, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3003 BAY WING LOOP, PANAMA CITY, FL 32405-6670

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,600.00 (+4.83%) Homeowner's exemption	$390,963 (+5.99%)	$483,254 (+16.16%) Land $76,666 Building $406,588
2024	$5,342.00 (+2.81%)
2023	$5,196.00 (+11.19%) Homeowner's exemption	$368,879 (+3%)	$416,016 (+7.02%) Land $64,856 Building $351,160
2022	$4,673.00 Homeowner's exemption	$358,135	$388,730 Land $60,715 Building $328,015

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 2,439 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.