301 W 7th St, Flora, IL 62839 Property Records

Clay County property record for 301 W 7th St, Flora, IL 62839

Property Summary

Property Type	Single Family Home
Details	built 1984
Lot Size	0.255 acres (11,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,000 (Jan 2024)
Tax Bill	$407 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jan 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-26-228-010`

Property Details

APN / Parcel Number

Primary APN	`10-26-228-010`

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	11,125 sqft (0.255 acres)

Location & Zoning

Street Address	301 W 7TH ST
City	FLORA
State	IL
Zip	62839-1160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A E BILLINGS 1ST ADDN BLOCK 3 LOT 3 & N/2 LOT 4
Legal Subdivision	A E BILLINGS 1ST ADD
Legal Block	3
Legal Lot Number	3-4
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1027
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 W 7TH ST, FLORA, IL 62839-1160
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 18, 2024	Quit Claim Deed, Transfer Quitclaim
Jul 5, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2024 · Amount on Record
Deed Sale	Jan 18, 2024 · Amount on Record
Deed Document Number	2024208757
Last Transfer Date	Jan 24, 2026
Transfer Doc	D202600170
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IL
Recording Date	Jan 28, 2026
Property Address	301 W 7TH ST, FLORA, IL 62839-1160
Document Number	D202600170
Instrument Date	Jan 24, 2026
Instrument	D202600170
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	301 W 7TH ST, FLORA, IL 62839-1160

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	Jan 18, 2024
Property Address	301 W 7TH ST, FLORA, IL 62839-1160
Document Number	0000208757
Instrument Date	Jan 17, 2024
Instrument	208757
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Amount	Amount Recorded
Tax	$4.50
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IL
Recording Date	Jul 5, 2023
Property Address	301 W 7TH ST, FLORA, IL 62839-1160
Document Number	0000207551
Instrument Date	Jun 5, 2023
Instrument	207551
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	301 W 7TH ST, FLORA, IL 62839-1160

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$407.00 (+45.88%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$18,320 (+11.45%) Land $3,563 Building $14,757	$54,960 (+11.45%) Land $10,689 Building $44,271
2024	$279.00 (+267.11%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$16,438 (+19.07%) Land $3,197 Building $13,241	$49,314 (+19.07%) Land $9,591 Building $39,723
2022	$76.00 (+52%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$13,805 Land $2,623 Building $11,182	$41,415 Land $7,869 Building $33,546
2021	$50.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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