613 W 7th St, Flora, IL 62839 Property Records

Clay County property record for 613 W 7th St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 900 sqft · built 1970
Lot Size	0.215 acres (9,403 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Nov 2025)
Tax Bill	$1,450 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-26-217-029`

Property Details

APN / Parcel Number

Primary APN	`10-26-217-029`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	9,403 sqft (0.215 acres)
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	613 W 7TH ST
City	FLORA
State	IL
Zip	62839-1143
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	H F ADAMS SUB DIV LOT 29
Legal Subdivision	H F ADAMS SUB DIV
Legal Lot Number	29
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1033
Census Tract	972100

Owner

Source: Clay County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	618 W 6TH ST, FLORA, IL 62839-1113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY SAVINGS BANK
Nov 24, 2025	Warranty Deed, Transfer · Commercial Mortgage COMMUNITY PARTNER SAVINGS BANK
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY PARTNER SAVINGS BANK
Feb 22, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Nov 6, 2015 · Amount on Record
Deed Document Number	202513041
Prior Transfer Date	Dec 13, 2017
Prior Transfer Doc	D193576
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Recording Date	Oct 5, 2026
Property Address	613 W 7TH ST, FLORA, IL 62839-1143
Document Number	0000001778
Instrument Date	Sep 29, 2026
Instrument	20261778
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 W 6TH ST, FLORA, IL 62839-1113

Mortgage

Document Number	0000001778,
Date	Oct 5, 2026
Instrument	20261778

Lender

Name	COMMUNITY SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Oct 2, 2028

Interest

Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Nov 24, 2025
Property Address	613 W 7TH ST, FLORA, IL 62839-1143
Document Number	0000213041
Map Reference	PR C PG 167
Instrument Date	Nov 24, 2025
Instrument	213041
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 W 6TH ST, FLORA, IL 62839-1113

Mortgage

Document Number	0000213042
Date	Nov 24, 2025
Instrument	213042

Lender

Name	COMMUNITY PARTNER SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 24, 2045

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	613 W 7TH ST, FLORA, IL 62839-1143
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201093
Date	Feb 17, 2021
Instrument	201093

Lender

Name	COMMUNITY PARTNER SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IL
Recording Date	Feb 22, 2018
Property Address	613 W 7TH ST, FLORA, IL 62839-1143
Document Number	D193576
Map Reference	PR C PG 167
Instrument Date	Dec 13, 2017
Instrument	D193576
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 W 7TH ST, FLORA, IL 62839-1143

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,450.00 (+8.78%) Homeowner's exemption	$24,947 (+11.45%) Land $3,300 Building $21,647	$74,841 (+11.45%) Land $9,900 Building $64,941
2024	$1,333.00 (+8.46%) Homeowner's exemption	$22,384 (+18.37%) Land $2,961 Building $19,423	$67,152 (+18.37%) Land $8,883 Building $58,269
2022	$1,229.00 (+10.22%) Homeowner's exemption	$18,910 Land $2,508 Building $16,402	$56,730 Land $7,524 Building $49,206
2021	$1,115.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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