219 W 7th St, Flora, IL 62839 Property Records

Clay County property record for 219 W 7th St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 624 sqft · built 1949
Lot Size	0.137 acres (5,971 sqft)
Owner	Individual Name on Record
Last Sale	$61,500 (Jun 2026)
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-26-228-005`

Property Details

APN / Parcel Number

Primary APN	`10-26-228-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	624 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	5,971 sqft (0.137 acres)

Exterior Amenities

Porch	Slab
Porch Area	78 sqft
Shed	1 Shed
Shed Area	84 sqft

Location & Zoning

Street Address	219 W 7TH ST
City	FLORA
State	IL
Zip	62839-1422
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	A E BILLINGS 1ST ADDN BLOCK 3 E 50' LOTS 2 & 5
Legal Subdivision	A E BILLINGS 1ST ADD
Legal Block	3
Legal Lot Number	2,5
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1027
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	219 W 7TH ST, FLORA, IL 62839-1422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer · Conventional Mortgage LOUISVILLE BKNG COMPANY
May 8, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Mar 14, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Mar 14, 2023 · Amount on Record
Deed Document Number	20261176
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Jun 23, 2026
Property Address	219 W 7TH ST, FLORA, IL 62839-1422
Document Number	0000001176
Instrument Date	Jun 10, 2026
Instrument	20261176
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,317.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 W 7TH ST, FLORA, IL 62839-1422

Mortgage

Document Number	0000001177,
Date	Jun 23, 2026
Instrument	20261177

Lender

Name	LOUISVILLE BKNG COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 10, 2031

Interest

Rate	6.75%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	219 W 7TH ST, FLORA, IL 62839-1422
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000207204
Date	May 8, 2023
Instrument	207204

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 13, 2043

Interest

Rate Type	Adjustable Rate

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Mar 14, 2023
Property Address	219 W 7TH ST, FLORA, IL 62839-1422
Document Number	0000206853
Instrument Date	Mar 14, 2023
Instrument	206853
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$81.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3891 N STATE ST, FLORA, IL 62839-3219

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3723 N VAN RD, OLNEY, IL 62450-4733

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,468.00 (+4.86%)	$19,183 (+11.44%) Land $2,243 Building $16,940	$57,549 (+11.44%) Land $6,729 Building $50,820
2024	$1,400.00 (+60.18%)	$17,213 (+87.53%) Land $2,013 Building $15,200	$51,639 (+87.53%) Land $6,039 Building $45,600
2022	$874.00 (+9.39%)	$9,179 Land $1,623 Building $7,556	$27,537 Land $4,869 Building $22,668
2021	$799.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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