Clay County property record for 223 W 7th St, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 1,159 sqft · built 1890 |
| Lot Size | 0.191 acres (8,345 sqft) |
| Owner | Individual Name on File |
| Last Sale | $15,000 (Nov 2025) |
| Tax Bill | $906 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-26-228-004 |
| Primary APN | 10-26-228-004 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,159 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 8,345 sqft (0.191 acres) |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Street Address | 223 W 7TH ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1422 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | A E BILLINGS 1ST ADDN BLOCK 3 W 70' LOTS 2 & 5 |
| Legal Subdivision | A E BILLINGS 1ST ADD |
| Legal Block | 3 |
| Legal Lot Number | 2,5 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 972100 |
223 W 7th St, a residential property, is owned by an individual who bought it in November 2025.
Source: Clay County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 VIEW CIR, OREANA, IL 62554-9775 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 5, 2022 | Deed of Trust, Mortgage · Line of Credit FLORA BANKING CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on File |
| Deed Sale | Nov 25, 2025 · Amount on File |
| Prior Sale | May 14, 2012 · Amount on File |
| Deed Document Number | 202513055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Nov 25, 2025 |
| Property Address | 223 W 7TH ST, FLORA, IL 62839-1422 |
| Document Number | 0000213055 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 213055 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $22.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 VIEW CIR, OREANA, IL 62554-9775 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 223 W 7TH ST, FLORA, IL 62839-1422 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000206231 |
|---|---|
| Date | Dec 5, 2022 |
| Instrument | 206231 |
| Name | FLORA BANKING CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 18, 2027 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
The 2025 property tax bill for 223 W 7th St was $906, up 4.9% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $906.00 (+4.86%) | $11,842 (+11.45%) Land $2,772 Building $9,070 | $35,526 (+11.45%) Land $8,316 Building $27,210 |
| 2024 | $864.00 | $10,625 Land $2,487 Building $8,138 | $31,875 Land $7,461 Building $24,414 |
| 2022 | $852.00 (+9.37%) | $8,948 Land $2,075 Building $6,873 | $26,844 Land $6,225 Building $20,619 |
| 2021 | $779.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 223 W 7th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 223 W 7th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ClearWave.
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