220 W 7th St, Flora, IL 62839 Property Records

Clay County property record for 220 W 7th St, Flora, IL 62839

Property Summary

Property TypeMulti-Family Dwellings
Details1 ba · 1,458 sqft · built 1920
Lot Size0.25 acres (10,901 sqft)
Owner2 Individual Names on Record
Last Sale$29,000 (Jan 2010)
Tax Bill$2,937 (2025)
Flood ZoneZone X (minimal risk)
APN10-26-227-002

Property Details

APN / Parcel Number

Primary APN10-26-227-002

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,458 sqft Living Area
AtticAttic
Attic Area1,098 sqft
Basement Area549 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleMulti-Family
Exterior MaterialOther
Construction TypeFrame
Foundation TypeRaised
Roof MaterialShingle
Lot Area10,901 sqft (0.25 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area184 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address220 W 7TH ST
CityFLORA
StateIL
Zip62839-1421
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionA E BILLINS 1ST ADDN BLOCK 2 ALL LOT 4 & E/2 LOT 5
Legal SubdivisionA E BILLINS 1ST ADD
Legal Block2
Legal Lot Number4-5
JurisdictionCLAY IL
Township / Civil DivisionHARTER
Census Block Group1
Census Block1023
Census Tract972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address698 BOBWHITE RD, FLORA, IL 62839-3072
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 2010 · Amount on Record
Deed SaleJan 19, 2010 · Amount on Record
Deed Document Number2010169706
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,937.00 (+139.95%) Homeowner's exemption$44,371 (+253.19%) Land $2,903 Building $41,468$133,113 (+253.19%) Land $8,709 Building $124,404
2024$1,224.00 (+95.84%)
2022$625.00 (+11.21%) Homeowner's exemption$12,563 Land $2,165 Building $10,398$37,689 Land $6,495 Building $31,194
2021$562.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORA
serves 5,233 people · EPA ID IL0250100
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Wabash Communications
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 500
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: ClearWave.

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