301 Ruth Rd, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 301 Ruth Rd, Central Square, NY 13036

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,636 sqft · built 1964
Lot Size0.459 acres (20,000 sqft)
Owner2 Individual Names on Record
Last Sale$128,000 (Oct 2006)
Tax Bill$5,437 (2026)
Deeds & MortgagesMar 2023 Mortgage
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN353201 276.18-02-14

Property Details

APN / Parcel Number

Primary APN353201 276.18-02-14
Alternative APN
  • 320127601800020140000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,636 sqft Living Area
1st Floor Area1,636 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area20,000 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Garage Area700 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area497 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address301 RUTH RD
CityCENTRAL SQUARE
StateNY
Zip13036-9757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07 - MIXED
Legal DescriptionSP 45 021-050-000
Legal SubdivisionBRIDGE VIEW TRACT
Legal Block2
Legal Lot Number14.000
JurisdictionOSWEGO NY
Township / Civil DivisionHASTINGS
Census Block Group1
Census Block1021
Census Tract20706

Owner

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address301 RUTH RD, CENTRAL SQUARE, NY 13036-9757
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Dec 31, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2006 · Amount on Record
Deed SaleOct 23, 2006 · Amount on Record
Prior SaleJul 2, 1999 · Amount on Record
Deed Document Number200613797
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address301 RUTH RD, CENTRAL SQUARE, NY 13036-9757
Transaction TypeMortgage
Record UpdatedMay 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 RUTH RD, CENTRAL SQUARE, NY 13036-9757

Mortgage

Document Number0000001888
DateMar 2, 2023
InstrumentR-2023-001888
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueMar 1, 2063

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address301 RUTH RD, CENTRAL SQUARE, NY 13036-9757
Transaction TypeMortgage
Record UpdatedJan 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 RUTH RD, CENTRAL SQ, NY 13036-9757

Mortgage

Document Number0000005638
DateDec 31, 2021
InstrumentR-2021-015638
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term263 Months
DueNov 1, 2043

Tax Assessment & Valuation

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionHastings Town
MunicipalityCentral Square Village
Unified School DistrictCentral Square Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,437.00 (+19.89%)
2025$4,535.00$168,000 (-) Land $32,000 Building $136,000$224,000 (+14.67%) Land $42,667 Building $181,333
2023$168,000 Land $32,000 Building $136,000$195,349 Land $37,209 Building $158,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCWA
public/private · serves 350,000 people · EPA ID NY3304336
Water SourceSurface water
Last State InspectionDec 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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