Oswego County and Hastings Town property record for 202 Ruth Rd, Central Square, NY 13036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,504 sqft · built 1959 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Sep 2023) |
| Tax Bill | $5,039 (2026) |
| Deeds & Mortgages | Aug 2025 Line of Credit Sep 2023 Sale & Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 353201 276.18-01-01 |
| Primary APN | 353201 276.18-01-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 202 RUTH RD |
|---|---|
| City | CENTRAL SQUARE |
| State | NY |
| Zip | 13036-9751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | SP 46,LOT 9,SEC B 024-070-000 |
| Legal Subdivision | CENTRAL SQUARE HOME SITES |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | HASTINGS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 20706 |
202 Ruth Rd is owned and occupied by an individual who bought it in September 2023.
Source: Oswego County and Hastings Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 202 RUTH RD, CENTRAL SQUARE, NY 13036-9751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2025 | Deed of Trust, Mortgage · Line of Credit EMPOWER FCU |
| Sep 21, 2023 | Deed, Transfer · Stand-Alone Second Mortgage EMPOWER FCU |
| Sep 10, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2023 · Amount on File |
| Deed Sale | Sep 21, 2023 · Amount on File |
| Deed Document Number | 20238467 |
| Prior Transfer Date | Aug 4, 2023 |
| Prior Transfer Doc | 0000008467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 202 RUTH RD, CENTRAL SQUARE, NY 13036-9751 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 202 RUTH RD, CENTRAL SQUARE, NY 13036-9751 |
| Document Number | 0000007072 |
|---|---|
| Date | Aug 19, 2025 |
| Instrument | R-2025-007072 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Sep 21, 2023 |
| Property Address | 202 RUTH RD, CENTRAL SQUARE, NY 13036-9751 |
| Document Number | 0000008467 |
| Instrument Date | Aug 4, 2023 |
| Instrument | R-2023-008467 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 202 RUTH RD, CENTRAL SQUARE, NY 13036-9751 |
| Name | Verified Name |
|---|---|
| Address | 5838 REIS DR, CICERO, NY 13039-9563 |
| Document Number | 0000008469 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | R-2023-008469 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0000008468 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | R-2023-008468 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Sep 10, 2020 |
| Property Address | 202 RUTH RD, CENTRAL SQUARE, NY 13036-9751 |
| Document Number | 0000007961 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 7961 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 202 RUTH RD CENTRAL SQUARE NY 130369751, CENTRAL SQUARE, NY 13036-9751 |
The 2026 property tax bill for 202 Ruth Rd was $5,039, up 19.9% from the year before.
Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Hastings Town |
| Municipality | Central Square Village |
| Unified School District | Central Square Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,039.00 (+19.89%) | ||
| 2025 | $4,203.00 | $155,700 Land $21,000 Building $134,700 | $207,600 Land $28,000 Building $179,600 |
| 2023 | $155,700 (-) Land $21,000 Building $134,700 | $181,047 (+11.63%) Land $24,419 Building $156,628 | |
| 2022 | $155,700 Land $21,000 Building $134,700 | $162,188 Land $21,875 Building $140,313 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 202 Ruth Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 202 Ruth Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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