102 Ruth Rd, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 102 Ruth Rd, Central Square, NY 13036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1959
Lot Size	0.527 acres (22,990 sqft)
Owner	Individual Name on File
Last Sale	$227,500 (Jun 2021)
Tax Bill	$5,489 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`353201 276.14-10-23`

Property Details

APN / Parcel Number

Primary APN	`353201 276.14-10-23`
Alternative APN	`320127601400100230000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,708 sqft
Game Room	Game Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	22,990 sqft (0.527 acres)
Lot Dimensions	115 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	102 RUTH RD
City	CENTRAL SQUARE
State	NY
Zip	13036-8700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Description	SP 46, LOT 1, SEC.B 023-022-000
Legal Subdivision	CENTRAL SQUARE HOMESITES
Legal Block	10
Legal Lot Number	23.000
Jurisdiction	OSWEGO NY
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1020
Census Tract	20706

Owner

102 Ruth Rd is owned and occupied by an individual who bought it in June 2021.

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	102 RUTH RD, CENTRAL SQUARE, NY 13036-8700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2021 · Amount on File
Deed Sale	Jun 7, 2021 · Amount on File
Prior Sale	Oct 13, 2014 · Amount on File
Deed Document Number	20216436
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jun 7, 2021
Property Address	102 RUTH RD, CENTRAL SQUARE, NY 13036-8700
Document Number	0000006436
Instrument Date	May 24, 2021
Instrument	R-2021-006436
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	JEFFERSON ABSTRACT COMPANY, JEFFERSON ABSTRACT CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 RUTH RD, 102, CENTRAL SQUARE, NY 13036-8700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11801 S MAIN ST, ELLISBURG, NY 13636

Mortgage

Document Number	0000006437
Date	Jun 7, 2021
Instrument	R-2021-006437

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 102 Ruth Rd was $5,489 with exemptions applied, up 20.3% from the year before.

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hastings Town
Municipality	Central Square Village
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,489.00 (+20.29%) Homeowner's exemption Veteran's exemption
2025	$4,563.00	$173,800 Land $21,400 Building $152,400	$231,733 Land $28,533 Building $203,200
2023		$173,800 Land $21,400 Building $152,400	$202,093 Land $24,884 Building $177,209

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Ruth Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Ruth Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20