308 Ruth Rd, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 308 Ruth Rd, Central Square, NY 13036

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,040 sqft · built 1965
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on File
Last Sale$83,000 (Oct 2020)
Tax Bill$4,175 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Feb 2020 Transfer
Flood ZoneZone X (minimal risk)
APN353201 276.18-01-04

Property Details

APN / Parcel Number

Primary APN353201 276.18-01-04
Alternative APN
  • 320127601800010040000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialWood
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area364 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
PorchSlab
Porch Area177 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address308 RUTH RD
CityCENTRAL SQUARE
StateNY
Zip13036-9757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07 - MIXED
Legal DescriptionSP 46, LOT 7 023-009-000
Legal SubdivisionWARD BURDICK FARM
Legal Block1
Legal Lot Number4.000
JurisdictionOSWEGO NY
Township / Civil DivisionHASTINGS
Census Block Group1
Census Block1019
Census Tract20706

Owner

308 Ruth Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address308 RUTH RD, CENTRAL SQUARE, NY 13036-9757
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2020Warranty Deed, Transfer · Conventional Mortgage
EMPOWER FCU
Feb 28, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2020 · Amount on File
Deed SaleOct 6, 2020 · Amount on File
Prior SaleAug 27, 2002 · Amount on File
Deed Document Number20209333
Prior Transfer DateOct 1, 2020
Prior Transfer Doc0000009333
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateOct 6, 2020
Property Address308 RUTH RD, CENTRAL SQUARE, NY 13036-9757
Document Number0000009333
Map ReferenceMB 27 PG 67&68
Instrument DateOct 1, 2020
InstrumentR-2020-009333
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyCNY ABSTRACT & TTL SVCS INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$332.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address336 DRY BRIDGE RD, 336, CENTRAL SQUARE, NY 13036-2160

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address308 RUTH RD, CENTRAL SQUARE, NY 13036-9757

Mortgage

Document Number0000009334
DateOct 6, 2020
InstrumentR-2020-009334
Lender
NameEMPOWER FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Mortgage

Document Number0000009335
DateOct 6, 2020
InstrumentR-2020-009335
Lender
NameEMPOWER FCU
TypeCredit Union
AddressSYRACUSE, NY 13212
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSWEGO NY
Recording DateFeb 28, 2020
Property Address308 RUTH RD, CENTRAL SQUARE, NY 13036-9757
Document Number0000001692
Instrument DateFeb 25, 2020
Instrument1692
Transaction TypeTransfer
Record UpdatedMar 17, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address336 DRY BRIDGE RD CENTRAL SQUARE NY 130362160, CENTRAL SQUARE, NY 13036-2160

Tax Assessment & Valuation

The 2026 property tax bill for 308 Ruth Rd was $4,175, up 19.9% from the year before.

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionHastings Town
MunicipalityCentral Square Village
Unified School DistrictCentral Square Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,175.00 (+19.9%)
2025$3,482.00$129,000 Land $20,500 Building $108,500$172,000 Land $27,333 Building $144,667
2023$129,000 Land $20,500 Building $108,500$150,000 Land $23,837 Building $126,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Ruth Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Ruth Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCWA
public/private · serves 350,000 people · EPA ID NY3304336
Water SourceSurface water
Last State InspectionDec 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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