Oswego County and Hastings Town property record for 108 Ruth Rd, Central Square, NY 13036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,004 sqft · built 1957 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (May 2022) |
| Tax Bill | $4,692 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 353201 276.14-10-22 |
| Primary APN | 353201 276.14-10-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,004 sqft Living Area |
| 1st Floor Area | 1,004 sqft |
| Game Room | Game Room |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 50 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 108 RUTH RD |
|---|---|
| City | CENTRAL SQUARE |
| State | NY |
| Zip | 13036-8700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | SP 46, LOT 8, SEC B 022-042-000 |
| Legal Subdivision | CENTRAL SQUARE HOME SITES |
| Legal Block | 10 |
| Legal Lot Number | 22.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | HASTINGS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 20706 |
108 Ruth Rd is owned by an individual who bought it in May 2022.
Source: Oswego County and Hastings Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2844 STATE ROUTE 49, WEST MONROE, NY 13167-3250 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 28, 2017 | Warranty Deed, Transfer · Conventional with PMI SUMMIT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2022 · Amount on File |
| Deed Sale | May 12, 2022 · Amount on File |
| Prior Sale | Jun 17, 2016 · Amount on File |
| Deed Document Number | 20224857 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | May 12, 2022 |
| Property Address | 108 RUTH RD, CENTRAL SQUARE, NY 13036-8700 |
| Document Number | 0000004857 |
| Instrument Date | Apr 28, 2022 |
| Instrument | R-2022-004857 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2022 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 BELVA BLVD, 17, HASTINGS, NY 13076-4138 |
| Name | Verified Name |
|---|---|
| Address | 2844 NEW YORK 49, WEST MONROE, NY 13167 |
| Document Number | 0000004858 |
|---|---|
| Date | May 12, 2022 |
| Instrument | R-2022-004858 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Dec 28, 2017 |
| Property Address | 108 RUTH RD, CENTRAL SQUARE, NY 13036-8700 |
| Document Number | 0000012800 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 12800 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2818 COLLEGE PARK RD ALLISON PARK PA 151014111, ALLISON PARK, PA 15101-4111 |
| Document Number | 12801 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 12801 |
| Name | SUMMIT FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14626 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 27, 2047 |
The 2026 property tax bill for 108 Ruth Rd was $4,692, up 19.9% from the year before.
Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Hastings Town |
| Municipality | Central Square Village |
| Unified School District | Central Square Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,692.00 (+19.88%) | ||
| 2025 | $3,914.00 | $145,000 Land $21,000 Building $124,000 | $193,333 Land $28,000 Building $165,333 |
| 2023 | $145,000 Land $21,000 Building $124,000 | $168,605 Land $24,419 Building $144,186 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Ruth Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Ruth Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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