2918 Bay Wing Loop, Panama City, FL 32405 Property Records

Bay County property record for 2918 Bay Wing Loop, Panama City, FL 32405

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,311 sqft · built 2010
Lot Size	0.24 acres (10,467 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,000 (Jul 2020)
Tax Bill	$4,905 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11854-250-000`

Property Details

APN / Parcel Number

Primary APN	`11854-250-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,311 sqft Living Area
Gross Area	2,731 sqft
1st Floor Area	2,311 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,467 sqft (0.24 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	882 sqft
Porch	Open Porch
Porch Area	278 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2918 BAY WING LOOP
City	PANAMA CITY
State	FL
Zip	32405-6667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UND
Legal Description	HAWKS LANDING 116C LOT 150 ORB 4524 P 2233
Legal Range	14W
Legal Township	03S
Legal Section	23
Legal Subdivision	HAWKS LANDING
Legal Lot Number	150
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2055
Census Tract	1301

Owner

Source: Bay County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2918 BAY WING LOOP, PANAMA CITY, FL 32405-6667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	Oct 26, 2015 · Amount on Record
Deed Document Number	202043260
Deed Book / Page	4270 / 71
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 2, 2020
Property Address	2918 BAY WING LOOP, PANAMA CITY, FL 32405-6667
Document Number	0042700071
Book / Page	4270 / 71
Map Reference	MB 22 PG 41-59
Instrument Date	Jun 26, 2020
Instrument	2020043260
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,163.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 LANDOVER PARK, 228, THOMASVILLE, GA 31757-3916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 DUNDEE LN, LYNN HAVEN, FL 32444-5363
Investor	Possibly a Property Investor

Mortgage

Document Number	0000427073
Date	Jul 2, 2020
Instrument	4270/73

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,905.00 (-0.2%) Homeowner's exemption Disabled Person's exemption	$372,695 (+5.99%)	$390,338 (+5.05%) Land $76,666 Building $313,672
2024	$4,915.00 (+2.76%)
2023	$4,783.00 (+37.28%) Homeowner's exemption Disabled Person's exemption	$351,642 (+25.68%)	$371,562 (+32.8%) Land $64,856 Building $306,706
2022	$3,484.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$279,781 Land $60,715 Building $219,066	$279,781 Land $60,715 Building $219,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30