2914 Bay Wing Loop, Panama City, FL 32405 Property Records

Bay County property record for 2914 Bay Wing Loop, Panama City, FL 32405

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,153 sqft · built 2007
Lot Size	0.536 acres (23,356 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Aug 2017)
Tax Bill	$4,512 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11854-252-000`

Property Details

APN / Parcel Number

Primary APN	`11854-252-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,153 sqft Heated Area
Gross Area	4,050 sqft
1st Floor Area	3,153 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	23,356 sqft (0.536 acres)
Garage Area	508 sqft
Driveway	Driveway
Driveway Area	320 sqft

Exterior Amenities

Porch	Porch
Porch Area	389 sqft
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2914 BAY WING LOOP
City	PANAMA CITY
State	FL
Zip	32405-6667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWKS LANDING 116C LOT 152 ORB 3923 P 1726
Legal Range	14W
Legal Township	03S
Legal Section	23
Legal Subdivision	HAWKS LANDING
Legal Lot Number	152
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2055
Census Tract	1301

Owner

Source: Bay County records · APN 11854-252-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2914 BAY WING LOOP, PANAMA CITY, FL 32405-6667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2017 · Amount on Record
Deed Sale	Aug 01, 2017 · Amount on Record
Prior Sale	Nov 07, 2007 · Amount on Record
Deed Document Number	2017043617
Deed Book / Page	3923 / 1726
Record Updated	Jun 08, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 01, 2017
Property Address	2914 BAY WING LOOP, PANAMA CITY, FL 32405-6667
Document Number	0039231726
Book / Page	3923 / 1726
Map Reference	MB22 PG41-59
Instrument Date	Jul 31, 2017
Instrument	2017043617
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	OMEGA TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 TECH DR, 105, LYNN HAVEN, FL 32444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2914 BAY WING LOOP, PANAMA CITY, FL 32405-6667

Mortgage

Document Number	2017043620
Date	Aug 01, 2017
Instrument	2017043620

Lender

Name	TYNDALL FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,512.00 (+0.49%) Homeowner's exemption	$341,558 (+5.99%)	$442,103 (+4.06%) Land $76,666 Building $365,437
2023	$4,490.00 (+11.5%) Homeowner's exemption	$322,264 (+3%)	$424,862 (+6.94%) Land $64,856 Building $360,006
2022	$4,027.00 Homeowner's exemption	$312,878	$397,296 Land $60,715 Building $336,581

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 58 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.