Monroe County property record for 30023 Pine Channel Rd, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,282 sqft · built 1977 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $635,000 (Oct 2022) |
| Tax Bill | $5,204 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00246221-000600 |
| Primary APN | 00246221-000600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,282 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| Flooring | Plywood |
| Interior Walls | Wood |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Pool Area | 204 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 240 sqft |
| Deck Area | Deck Area |
| Patio Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1314196 |
|---|---|
| Street Address | 30023 PINE CHANNEL RD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-3344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | PINE KEY YACHT CLUB ESTATES BIG PINE KEY PB6-98 LOT 6 & W1/2 LOT 7 BLK 1 OR531-183 OR560-871 OR564-68 OR774-1393 OR797-1519 OR823-2384/2385 OR829-552/553/C OR846-1047Q/C OR846-1048Q/C OR855-1750C/T OR882-367 OR1602-1226 OR3198-0193 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 26 |
| Legal Subdivision | PINE KEY YACHT CLUB ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 6,7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 971401 |
30023 Pine Channel Rd is owned and occupied by an individual who bought it in October 2022.
Source: Monroe County records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 30023 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2022 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Apr 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2022 · Amount on File |
| Deed Sale | Oct 18, 2022 · Amount on File |
| Prior Sale | Oct 29, 1999 · Amount on File |
| Deed Document Number | 20222394795 |
| Deed Book / Page | 3198 / 193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 18, 2022 |
| Property Address | 30023 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3344 |
| Document Number | 0031980193 |
| Book / Page | 3198 / 193 |
| Map Reference | MB 6 PG 98 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 2394795 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,445.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30023 PINE CHANNEL RD, 30023, BIG PINE KEY, FL 33043-3344 |
| Name | Verified Name |
|---|---|
| Address | 30023 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3344 |
| Document Number | 0003198195 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 3198/195 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 30023 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3344 |
| Document Number | 0028642388 |
| Book / Page | 002864 / 002388 |
| Instrument Date | Apr 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2017 |
| Name | Verified Name |
|---|---|
| Address | 30023 PINE CHANNEL RD BIG PINE KEY FL 330433344, BIG PINE KEY, FL 33043-3344 |
| Document Number | 0028642388 |
|---|---|
| Date | Jul 18, 2017 |
| Book Page | 002864/002388 |
| Instrument | 2131638 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | KEY WEST, FL 33040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 17, 2027 |
The 2025 property tax bill for 30023 Pine Channel Rd was $5,204, up 3.4% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,204.00 (+3.36%) | $499,522 Land $298,350 Building $201,172 | $499,522 Land $298,350 Building $201,172 |
| 2024 | $5,035.00 (-1.97%) | ||
| 2023 | $5,136.00 (+234.59%) | $516,318 (+287.84%) Land $328,950 Building $187,368 | $516,318 (+5.61%) Land $328,950 Building $187,368 |
| 2022 | $1,535.00 Homeowner's exemption | $133,128 | $488,872 Land $302,175 Building $186,697 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 30023 Pine Channel Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 690 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 690 in force |
| Nearby Flood Claims | 982 (1980–2022) |
| Claims Outside the SFHA | 2 of 982 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 30023 Pine Channel Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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