Monroe County property record for 30013 Pine Channel Rd, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 819 sqft · built 1977 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $261,000 (Aug 2015) |
| Tax Bill | $3,988 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00246221-000500 |
| Primary APN | 00246221-000500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 819 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Covered |
| Garage Area | 409 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 396 sqft |
| Deck Area | 70 sqft |
| Patio Area | 118 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1314188 |
|---|---|
| Street Address | 30013 PINE CHANNEL RD |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-3344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 1 LT 5 PINE KEY YACHT CLUB ESTATES BIG PINE KEY PB6-98 OR531-183 OR564-68 OR560-871 OR654-884 OR751-1479 OR195-203 OR926-1668 OR926-1669 OR1652-486 OR2438-733 OR2757-2453 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 26 |
| Legal Subdivision | PINE KEY YACHT CLUB ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 971401 |
Source: Monroe County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 30013 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK |
| Aug 7, 2018 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2015 · Amount on Record |
| Deed Sale | Aug 28, 2015 · Amount on Record |
| Prior Sale | Nov 2, 2009 · Amount on Record |
| Deed Document Number | 20152043373 |
| Deed Book / Page | 2757 / 2453 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 30013 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3344 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 30013 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3344 |
| Document Number | 0033591167 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 3359/1167 |
| Instrument | 2526496 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 23, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 30013 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3344 |
| Document Number | 0030351479 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 30013 PINE CHANNEL RD BIG PINE KEY FL 330433344, BIG PINE KEY, FL 33043-3344 |
| Document Number | 0030351479 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 003035/001479 |
| Instrument | 2275732 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 3, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 30013 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3344 |
| Document Number | 0029280536 |
| Instrument Date | Aug 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 30013 PINE CHANNEL RD BIG PINE KEY FL 330433344, BIG PINE KEY, FL 33043-3344 |
| Document Number | 0029280536 |
|---|---|
| Date | Sep 21, 2018 |
| Book Page | 002928/000536 |
| Instrument | 2187640 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2048 |
| Rate | 3.87% |
|---|
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,988.00 (-2.01%) Homeowner's exemption | $400,741 (-4.44%) Land $238,680 Building $162,061 | $400,741 (-4.44%) Land $238,680 Building $162,061 |
| 2024 | $4,070.00 (+5.36%) | ||
| 2023 | $3,863.00 (+7.13%) | $419,375 (+5.93%) Land $263,160 Building $156,215 | $419,375 (+5.93%) Land $263,160 Building $156,215 |
| 2022 | $3,606.00 | $395,915 Land $241,740 Building $154,175 | $395,915 Land $241,740 Building $154,175 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 690 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 690 in force |
| Nearby Flood Claims | 982 (1980–2022) |
| Claims Outside the SFHA | 2 of 982 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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