29951 Pine Channel Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29951 Pine Channel Rd, Big Pine Key, FL 33043 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2009
Square Footage1,152 sqft Living Area
Lot Size6,000 sqft (0.138 acres)
OccupancyOwner Occupied
Last Sale$592,000 (2026)
Tax Bill$4,493.00 (2025)

Property Details

APN / Parcel Number

Primary APN00246221-000100
Alternative APNs
  • 26662900246221000100
  • 1314161

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,152 sqft Living Area
1st Floor912 sqft 1st Floor
Stories2 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2009
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area6,000 sqft (0.138 acres)
Depth X Width100 ft x 60 ft Depth x Width
Garage TypeCovered Garage
Garage Area576 sqft Garage
Porch Area296 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1314161
Street Address29951 PINE CHANNEL RD
CityBIG PINE KEY
StateFL
Zip33043-3346
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 1 LOT 1 PINE KEY YACHT CLUB ESTATES BIG PINE KEY PB6-98 OR531-183 OR564-68 OR560-871 OR668-58 OR658-207 OR1091-1795 OR1264-1395 OR1411-1448 OR1439-1898 OR2051-846 OR3131-0720
Legal Range29E
Legal Township66S
Legal Section26
Legal SubdivisionPINE KEY YACHT CLUB ESTATES
Legal Block1
Legal Lot Number1
JurisdictionMONROE FL
Minor Civil DivisionLOWER KEYS
Census Blockgroup2
Census Block2050
Census Tract971401

Owner

Source: Monroe County records · APN 00246221-000100

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address29951 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3346
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
FIRST HORIZON BANK
Oct 13, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
FIRST HORIZON BANK
Oct 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2026 · Amount on Record
Deed SaleJun 02, 2026 · Amount on Record
Prior SaleOct 13, 2021 · Amount on Record
Deed Doc Number20262545574
Deed Book / Page3383 / 1872
Transfer Doc1411001448
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 02, 2026
Property Address29951 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3346
Document Number0002545574
Book / Page3383 / 1872
Instrument DateMay 29, 2026
Instrument20262545574
Transaction TypeTransfer
Record UpdatedJun 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$418,544.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29951 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3346

Mortgage

Document Number0002545575,
DateJun 02, 2026
Instrument20262545575
Lender
NameFIRST HORIZON BANK
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.3%
Max Rate-1%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 13, 2021
Property Address29951 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3346
Document Number0031310720
Book / Page3131 / 720
Map ReferenceMB 6 PG 98
Instrument DateOct 12, 2021
Instrument2343806
Transaction TypeTransfer
Record UpdatedNov 02, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,353.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address20766 5TH AVE W, 20766, CUDJOE KEY, FL 33042-4005

Transferred To (Grantee/Buyer)

NameVerified Name
Address29951 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3346

Mortgage

Document Number3131722
DateOct 13, 2021
Instrument3131/722
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address29951 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3346
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address20766 5TH AVE W, CUDJOE KEY, FL 33042-4005

Mortgage

Document Number0030482367
DateOct 07, 2020
Book Page3048/2367
Instrument2285094
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
AddressPLYMOUTH, MI 48170
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 01, 2040

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,493.00 (+3.1%)$417,266 (-2.9%) Land $238,680 Building $178,586$417,266 (-2.9%) Land $238,680 Building $178,586
2024$4,358.00 (-1.02%)
2023$4,403.00 (+3.5%)$429,716 (+4.25%) Land $263,160 Building $166,556$429,716 (+4.25%) Land $263,160 Building $166,556
2022$4,254.00$412,215 Land $241,740 Building $170,475$412,215 Land $241,740 Building $170,475

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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