29971 Pine Channel Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29971 Pine Channel Rd, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,152 sqft · built 1989
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Dec 2015)
Tax Bill$2,532 (2024)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone AE (high risk)
APN00246221-000201

Property Details

APN / Parcel Number

Primary APN00246221-000201
Alternative APNs
  • 26662900246221000201
  • 8756925

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,152 sqft Living Area
1st Floor Area1,032 sqft
FlooringConcrete/Cement
Interior WallsMasonry

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2004
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
PorchOpen Porch
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number8756925
Old Parcel Number26662900246221000201
Street Address29971 PINE CHANNEL RD
CityBIG PINE KEY
StateFL
Zip33043-3346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1 LT 3 PINE KEY YACHT CLUB ESTATES PB6-98 BIG PINE KEY OR531-183 OR560-871 OR564-68 OR658-207 OR668-58 OR838-1049
Legal Range29E
Legal Township66S
Legal Section26
Legal SubdivisionPINE KEY YACHT CLUB ESTATES
Legal Block1
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group2
Census Block2050
Census Tract971401

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address29971 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3346
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2015 · Amount on Record
Deed SaleDec 1, 2015 · Amount on Record
Prior SaleSep 8, 2004 · Amount on Record
Deed Document Number2054943
Deed Book / Page2771 / 1670
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address29971 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3346
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address29971 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3346

Mortgage

Document Number0030452142
DateSep 22, 2020
Book Page3045/2142
Instrument2282900
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueOct 1, 2045

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$247,046 (+5.99%)$419,307 (-2.78%) Land $238,680 Building $180,627
2024$2,532.00 (+5.99%)
2023$2,389.00 (+2.71%) Homeowner's exemption$233,092 (+3%)$431,311 (+4.07%) Land $263,160 Building $168,151
2022$2,326.00 Homeowner's exemption$226,303$414,436 Land $241,740 Building $172,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 690 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies690 in force
Nearby Flood Claims982 (1980–2022)
Claims Outside the SFHA2 of 982
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 418 claims
  • Hurricane Wilma, Oct 2005 · 219 claims
  • Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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