29961 Pine Channel Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29961 Pine Channel Rd, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 850 sqft · built 1975
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Trust Names on File
Last Sale	$575,000 (Jul 2026)
Tax Bill	$4,624 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00246221-000200`

Property Details

APN / Parcel Number

Primary APN	`00246221-000200`
Alternative APNs	`26662900246221000200` `8588488`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	850 sqft Living Area
1st Floor Area	850 sqft
Attic	Attic
Attic Area	624 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Porch	Unfinished Open Porch
Porch Area	207 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	8588488
Street Address	29961 PINE CHANNEL RD
City	BIG PINE KEY
State	FL
Zip	33043-3346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 1 LT 2 PINE KEY YACHT CLUB ESTATES BIG PINE KEY PB6-98 OR836-1611 OR1147-1900 OR1279-826/27 OR1474-935 OR1724-1489/91 OR1985-1559/60 OR2551-1369/80F/J OR2636-1883/85C/T OR2672-1144/45 OR2819-503/504 OR2890-1853/54 OR3082-1999 OR3190-1888
Legal Range	29E
Legal Township	66S
Legal Section	26
Legal Subdivision	PINE KEY YACHT CLUB ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2050
Census Tract	971401

Owner

29961 Pine Channel Rd is held in a trust since July 2026.

Source: Monroe County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13010 WESTCHESTER TRL, CHESTERLAND, OH 44026-2842
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · Conventional Mortgage US BANK
Aug 23, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 19, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 6, 2018	Warranty Deed, Transfer · VA Mortgage BAYWAY MTG GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2026 · Amount on File
Deed Sale	Jul 20, 2026 · Amount on File
Prior Sale	Aug 23, 2022 · Amount on File
Deed Document Number	20262552386
Deed Book / Page	3392 / 2061
Prior Transfer Date	Jun 27, 2013
Prior Transfer Doc	0026361883
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 20, 2026
Property Address	29961 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3346
Document Number	0002552386
Book / Page	3392 / 2061
Instrument Date	Jul 2, 2026
Instrument	20262552386
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	ALL TITLE, ALL KEYS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$406,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	13010 WESTCHESTER TRL, CHESTERLAND, OH 44026-2842

Mortgage

Document Number	0002552387,
Date	Jul 20, 2026
Instrument	20262552387

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 23, 2022
Property Address	29961 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3346
Document Number	0031901888
Book / Page	3190 / 1888
Map Reference	MB 6 PG 98
Instrument Date	Aug 19, 2022
Instrument	2388779
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29961 PINE CHANNEL RD, 29961, BIG PINE KEY, FL 33043-3346

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6 ELBOW LN, NANTUCKET, MA 02554-7441

Mortgage

Document Number	0031901890
Date	Aug 23, 2022
Instrument	3190/1890

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 19, 2021
Property Address	29961 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3346
Document Number	0030821999
Book / Page	3082 / 1999
Map Reference	MB 6 PG 98
Instrument Date	Mar 11, 2021
Instrument	2309393
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,723.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26928 ANGELFISH RD, 26928, RAMROD KEY, FL 33042-5330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29961 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3346
Investor	Possibly a Property Investor

Mortgage

Document Number	0030822001
Date	Mar 19, 2021
Instrument	3082/2001

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 6, 2018
Property Address	29961 PINE CHANNEL RD, BIG PINE KEY, FL 33043-3346
Document Number	0028901853
Book / Page	002890 / 001853
Instrument Date	Feb 2, 2018
Instrument	2154258
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	TRUE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	29961 PINE CHANNEL RD BIG PINE KEY FL 330433346, BIG PINE KEY, FL 33043-3346

Mortgage

Document Number	28901855
Date	Feb 6, 2018
Book Page	002890/001855
Instrument	2154259

Lender

Name	BAYWAY MTG GROUP
Address	JACKSONVILLE, FL 32256

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 29961 Pine Channel Rd was $4,624, up 3.8% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,624.00 (+3.82%)	$432,391 Land $238,680 Building $193,711	$432,391 Land $238,680 Building $193,711
2024	$4,454.00 (-0.56%)
2023	$4,479.00 (+11.95%)	$438,777 (+14.74%) Land $263,160 Building $175,617	$438,777 (+14.74%) Land $263,160 Building $175,617
2022	$4,001.00	$382,410 Land $241,740 Building $140,670	$382,410 Land $241,740 Building $140,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29961 Pine Channel Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29961 Pine Channel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Pine Channel Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures