238 E Franklin St, Winchester, IN 47394 Property Records

Randolph County property record for 238 E Franklin St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,754 sqft · built 1960
Lot Size	0.267 acres (11,620 sqft)
Owner	Individual Name on File
Last Sale	$121,500 (Jun 2019)
Tax Bill	$1,090 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`021-01202-00`

Property Details

APN / Parcel Number

Primary APN	`021-01202-00`
Alternative APNs	`68-09-20-402-021.000-021` `00000017950`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,754 sqft Living Area
1st Floor Area	2,754 sqft
Basement Area	306 sqft
Unfinished Basement	306 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Duplex Single
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	11,620 sqft (0.267 acres)
Lot Dimensions	166 ft deep x 70 ft wide
Terrain	High
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000017950
Street Address	238 E FRANKLIN ST
City	WINCHESTER
State	IN
Zip	47394-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S DIGGS SUB DIV EXC 5' E SIDE LOT 28
Legal Subdivision	SUSANNAH DIGGS SUBDVISION
Legal Lot Number	28
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	2
Census Block	2042
Census Tract	951700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winchester Residential Historic District listed 2011 · 144 contributing resources · NRIS 11000123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

238 E Franklin St is owned and occupied by an individual who bought it in June 2019.

Source: Randolph County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	238 E FRANKLIN ST, WINCHESTER, IN 47394-1820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Nov 3, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 31, 2017	Deed of Trust, Mortgage · ARM THE FARMERS STATE BANK
Oct 8, 2018	Deed of Trust, Mortgage · ARM THE FARMERS STATE BANK
Jun 13, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Aug 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2019 · Amount on File
Deed Sale	Jun 13, 2019 · Amount on File
Prior Sale	Aug 15, 2017
Deed Document Number	20191873
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	238 E FRANKLIN ST, WINCHESTER, IN 47394-1820
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 E FRANKLIN ST, WINCHESTER, IN 47394-1820

Mortgage

Document Number	0020260852
Date	Mar 4, 2026
Instrument	20260852

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Feb 1, 2066

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	238 E FRANKLIN ST, WINCHESTER, IN 47394-1820
Transaction Type	Mortgage
Record Updated	Nov 22, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 E FRANKLIN ST, WINCHESTER, IN 47394-1820

Mortgage

Document Number	0020234259
Date	Nov 3, 2023
Instrument	20234259

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	308 Months
Due	Jul 1, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	238 E FRANKLIN ST, WINCHESTER, IN 47394-1820
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020173727
Date	Oct 31, 2017
Instrument	20173727

Lender

Name	THE FARMERS STATE BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 27, 2022
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	11.8%
Max Rate	11.8%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	238 E FRANKLIN ST, WINCHESTER, IN 47394-1820
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 E FRANKLIN ST, WINCHESTER, IN 47394-1820

Mortgage

Document Number	0020183688
Date	Oct 8, 2018
Instrument	20183688

Lender

Name	THE FARMERS STATE BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 5, 2023
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	12.8%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Jun 13, 2019
Property Address	238 E FRANKLIN ST, WINCHESTER, IN 47394-1820
Document Number	0020191873
Instrument Date	Jun 11, 2019
Instrument	20191873
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1795 INTERNATIONAL WAY, IDAHO FALLS, ID 83402-4910

Mortgage

Document Number	0020191874
Date	Jun 13, 2019
Instrument	20191874

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Aug 15, 2017
Property Address	238 E FRANKLIN ST, WINCHESTER, IN 47394-1820
Document Number	0020172870
Instrument Date	Jul 19, 2017
Instrument	20172870
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 E FRANKLIN ST, WINCHESTER, IN 47394-1820

Tax Assessment & Valuation

The 2025 property tax bill for 238 E Franklin St was $1,090 with a homeowner's exemption, up 6.1% from the year before.

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,090.00 (+6.13%) Homeowner's exemption	$121,200 Land $5,300 Building $115,900	$121,200 Land $5,300 Building $115,900
2024	$1,027.00
2023		$102,700 (+2.09%) Land $10,600 Building $92,100	$102,700 (+2.09%) Land $10,600 Building $92,100
2022	$1,001.00 Homeowner's exemption	$100,600 Land $10,600 Building $90,000	$100,600 Land $10,600 Building $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 238 E Franklin St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 238 E Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon, Watch TV.

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