300 E Central Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Alpha Borough property record for 300 E Central Ave, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,590 sqft · built 1889
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on Record
Last Sale	$149,000 (Jan 2021)
Tax Bill	$3,834 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00077-01-00001`

Property Details

APN / Parcel Number

Primary APN	`02-00077-01-00001`
Alternative APN	`0200077000000001`

Interior

Stories	2 Stories
Building Area	1,590 sqft Living Area

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	125 ft deep x 20 ft wide

Location & Zoning

Old Parcel Number	0200077000000001
Street Address	300 E CENTRAL AVE
City	PHILLIPSBURG
State	NJ
Zip	08865-4741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-3
Legal Subdivision	BOROUGH/ALPHA
Legal Block	77.1
Legal Lot Number	1
Jurisdiction	WARREN NJ
Township / Civil Division	ALPHA
Census Block Group	1
Census Block	1044
Census Tract	32400

Owner

Source: Warren County and Alpha Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	300 E CENTRAL AVE, PHILLIPSBURG, NJ 08865-4741
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN EQUITY MORTGAGE
Mar 29, 2023	Deed, Transfer
Jan 29, 2021	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC
Mar 14, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCIAL FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Prior Sale	Jun 9, 2010 · Amount on Record
Deed Document Number	2021545097
Deed Book / Page	3131 / 49
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	300 E CENTRAL AVE, PHILLIPSBURG, NJ 08865-4741
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 E CENTRAL AVE, PHILLIPSBURG, NJ 08865-4741

Mortgage

Document Number	007807/327
Date	Oct 21, 2025
Book Page	7807/327
Instrument	2025-627878

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Mar 29, 2023
Property Address	300 E CENTRAL AVE, PHILLIPSBURG, NJ 08865-4741
Document Number	0003337/25
Book / Page	3337 / 25
Instrument Date	Dec 21, 2022
Instrument	2023-590034
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount Recorded
Tax	$286.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 E CENTRAL AVE, ALPHA, NJ 08865-4741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 E CENTRAL AVE, ALPHA, NJ 08865-4741

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jan 29, 2021
Property Address	300 E CENTRAL AVE, PHILLIPSBURG, NJ 08865-4741
Document Number	0000545097
Book / Page	003131 / 000049
Instrument Date	Nov 24, 2020
Instrument	545097
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 E CENTRAL AVE ALPHA NJ 088654741, ALPHA, NJ 08865-4741

Mortgage

Document Number	545098
Date	Jan 29, 2021
Book Page	007025/000305
Instrument	545098

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	300 E CENTRAL AVE, PHILLIPSBURG, NJ 08865-4741
Document Number	0000526650
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	EAGLE TITLE AGENCY LLC, EAGLE TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 E CENTRAL AVE ALPHA NJ 088654741, ALPHA, NJ 08865-4741

Mortgage

Document Number	0000526650
Date	Apr 1, 2020
Book Page	006845/000196
Instrument	526650

Lender

Name	FINANCIAL FREEDOM MTG
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

Tax Assessment & Valuation

Source: Warren County and Alpha Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
Municipality	Alpha Borough
County	Warren County
Unified School District	Alpha Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,000 (-) Land $32,100 Building $77,900	$110,000 (-) Land $32,100 Building $77,900
2025	$3,834.00 (-4.34%)	$110,000 (-) Land $32,100 Building $77,900	$110,000 (-) Land $32,100 Building $77,900
2024	$4,008.00 (+7.74%)
2023		$110,000 (-) Land $32,100 Building $77,900	$110,000 (-) Land $32,100 Building $77,900
2022	$3,720.00	$110,000 Land $32,100 Building $77,900	$110,000 Land $32,100 Building $77,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	19 (1979–2011)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA MUNICIPAL WATER WORKS serves 2,530 people · EPA ID NJ2102001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Service Electric Cable TV.

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