243 E Central Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Alpha Borough property record for 243 E Central Ave, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	3,707 sqft · built 1889
Lot Size	0.144 acres (6,250 sqft)
Owner	Company Name on File
Last Sale	$568,500 (Jun 2025)
Tax Bill	$8,817 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00082-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`02-00082-0000-00004`
Alternative APN	`020008200004`

Interior

Stories	2 Stories
Building Area	3,707 sqft Living Area

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Construction Type	Frame
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Street Address	241 E CENTRAL AVE, 243
City	PHILLIPSBURG
State	NJ
Zip	08865-4738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-3
Legal Subdivision	BOROUGH/ ALPHA
Legal Block	82
Legal Lot Number	4
Jurisdiction	WARREN NJ
Township / Civil Division	ALPHA
Census Block Group	1
Census Block	1054
Census Tract	32400

Owner

Source: Warren County and Alpha Borough assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	243 E CENTRAL AVE, PHILLIPSBURG, NJ 08865-4738
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2025	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 27, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 12, 2025 · Amount on Record
Deed Sale	Jun 12, 2025 · Amount on Record
Prior Sale	Jan 27, 2022 · Amount on Record
Deed Document Number	2025622154
Deed Book / Page	3505 / 20
Record Updated	Sep 20, 2026

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Jun 12, 2025
Property Address	243 E CENTRAL AVE, PHILLIPSBURG, NJ 08865-4738
Document Number	0003505/20
Book / Page	3505 / 20
Instrument Date	Apr 4, 2025
Instrument	2025-622154
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,421.25
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 LAKE SHORE DR S # SS, SS, RANDOLPH, NJ 07869-4544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 E CENTRAL AVE, ALPHA, NJ 08865-4738
Investor	Possibly a Property Investor

Mortgage

Document Number	2025622155
Date	Jun 12, 2025
Instrument	2025-622155

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2055

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Jan 27, 2022
Property Address	243 E CENTRAL AVE, PHILLIPSBURG, NJ 08865-4738
Document Number	003234/315
Book / Page	3234 / 315
Instrument Date	Jan 5, 2022
Instrument	2022-569793
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	INTEGRA TITLE AND ABSTRACT LLC, INTRAGA TITLE & ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,134.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 ALDIN RD, STEWARTSVILLE, NJ 08886-2517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 TERRACE AVE, WEST ORANGE, NJ 07052-3662
Investor	Possibly a Property Investor

Mortgage

Document Number	2022569794
Date	Jan 27, 2022
Instrument	2022-569794

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Warren County and Alpha Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
Municipality	Alpha Borough
County	Warren County
Unified School District	Alpha Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,100 (+18.62%) Land $64,900 Building $235,200	$300,100 (+18.62%) Land $64,900 Building $235,200
2025	$8,817.00 (-4.36%)	$253,000 (-) Land $64,900 Building $188,100	$253,000 (-) Land $64,900 Building $188,100
2024	$9,219.00 (+7.75%)
2023		$253,000 Land $64,900 Building $188,100	$253,000 Land $64,900 Building $188,100
2022	$8,556.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	19 (1979–2011)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA MUNICIPAL WATER WORKS serves 2,530 people · EPA ID NJ2102001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Service Electric Television.

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