306 E Central Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Alpha Borough property record for 306 E Central Ave, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,651 sqft · built 1889
Lot Size	0.051 acres (2,198 sqft)
Owner	Company Name on File
Last Sale	$130,000 (Feb 2021)
Tax Bill	$4,001 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00077-01-00004`

Property Details

APN / Parcel Number

Primary APN	`02-00077-01-00004`
Alternative APN	`0200077000000004`

Interior

Stories	2 Stories
Building Area	1,651 sqft Living Area

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Construction Type	Frame
Lot Area	2,198 sqft (0.051 acres)
Lot Dimensions	125 ft deep x 18 ft wide

Location & Zoning

Old Parcel Number	0200077000000004
Street Address	306 E CENTRAL AVE
City	PHILLIPSBURG
State	NJ
Zip	08865-4741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-3
Legal Subdivision	ALPHA BOROUGH
Legal Block	77.1
Legal Lot Number	4
Jurisdiction	WARREN NJ
Township / Civil Division	ALPHA
Census Block Group	1
Census Block	1044
Census Tract	32400

Owner

Source: Warren County and Alpha Borough assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1165 VERA DR, EASTON, PA 18040-5824
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN EQUITY MORTGAGE
Mar 29, 2023	Deed, Transfer
Feb 3, 2021	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 3, 2021 · Amount on Record
Deed Sale	Feb 3, 2021 · Amount on Record
Prior Sale	May 29, 1996 · Amount on Record
Deed Document Number	2021545337
Deed Book / Page	3131 / 337
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	306 E CENTRAL AVE, PHILLIPSBURG, NJ 08865-4741
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 E CENTRAL AVE, PHILLIPSBURG, NJ 08865-4741

Mortgage

Document Number	0007808/21
Date	Oct 21, 2025
Book Page	7808/21
Instrument	2025-627884

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Mar 29, 2023
Property Address	306 E CENTRAL AVE, PHILLIPSBURG, NJ 08865-4741
Document Number	0003337/19
Book / Page	3337 / 19
Instrument Date	Dec 21, 2022
Instrument	2023-590033
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 E CENTRAL AVE, ALPHA, NJ 08865-4741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 E CENTRAL AVE, ALPHA, NJ 08865-4741

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Feb 3, 2021
Property Address	306 E CENTRAL AVE, PHILLIPSBURG, NJ 08865-4741
Document Number	3131/337
Book / Page	3131 / 337
Instrument Date	Jan 7, 2021
Instrument	2021-545337
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 E CENTRAL AVE, 306, ALPHA, NJ 08865-4741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 E CENTRAL AVE, ALPHA, NJ 08865-4741

Mortgage

Document Number	2021545339
Date	Feb 3, 2021
Instrument	2021-545339

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Warren County and Alpha Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
Municipality	Alpha Borough
County	Warren County
Unified School District	Alpha Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,800 (-) Land $32,100 Building $82,700	$114,800 (-) Land $32,100 Building $82,700
2025	$4,001.00 (-4.35%)	$114,800 (-) Land $32,100 Building $82,700	$114,800 (-) Land $32,100 Building $82,700
2024	$4,183.00 (+7.75%)
2023		$114,800 (-) Land $32,100 Building $82,700	$114,800 (-) Land $32,100 Building $82,700
2022	$3,882.00	$114,800 Land $32,100 Building $82,700	$114,800 Land $32,100 Building $82,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	19 (1979–2011)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA MUNICIPAL WATER WORKS serves 2,530 people · EPA ID NJ2102001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Service Electric Television.

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