230 E Central Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Alpha Borough property record for 230 E Central Ave, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,104 sqft · built 1889
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jul 2025)
Tax Bill	$5,071 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00076-02-00002`

Property Details

APN / Parcel Number

Primary APN	`02-00076-02-00002`
Alternative APN	`0200076000000002`

Interior

Stories	2 Stories
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	0200076000000002
Street Address	230 E CENTRAL AVE
City	PHILLIPSBURG
State	NJ
Zip	08865-4739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-3
Legal Subdivision	ALPHA
Legal Block	76.2
Legal Lot Number	2
Jurisdiction	WARREN NJ
Township / Civil Division	ALPHA
Census Block Group	1
Census Block	1067
Census Tract	32400

Owner

Source: Warren County and Alpha Borough assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	230 E CENTRAL AVE, PHILLIPSBURG, NJ 08865-4739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
Apr 3, 2018	Grant Deed, Transfer · Conventional with PMI BENCHMARK MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Prior Sale	Apr 3, 2018 · Amount on Record
Deed Document Number	2025623148
Deed Book / Page	3509 / 314
Prior Transfer Date	Dec 29, 2003
Prior Transfer Doc	0019060049
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	230 E CENTRAL AVE, PHILLIPSBURG, NJ 08865-4739
Document Number	0000536797
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	230 E CENTRAL AVE ALPHA NJ 088654739, ALPHA, NJ 08865-4739

Mortgage

Document Number	0000536797
Date	Oct 6, 2020
Book Page	006942/000173
Instrument	536797

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Apr 3, 2018
Property Address	230 E CENTRAL AVE, PHILLIPSBURG, NJ 08865-4739
Document Number	0000490812
Book / Page	002846 / 000314
Instrument Date	Mar 22, 2018
Instrument	490812
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	AMERICAN LAND TITLE ASSOCIATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	230 E CENTRAL AVE ALPHA NJ 088654739, ALPHA, NJ 08865-4739

Mortgage

Document Number	490813
Date	Apr 3, 2018
Book Page	006565/000032
Instrument	490813

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

Source: Warren County and Alpha Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
Municipality	Alpha Borough
County	Warren County
Unified School District	Alpha Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,500 (-) Land $64,900 Building $80,600	$145,500 (-) Land $64,900 Building $80,600
2025	$5,071.00 (-4.36%)	$145,500 (-) Land $64,900 Building $80,600	$145,500 (-) Land $64,900 Building $80,600
2024	$5,302.00 (+7.76%)
2023		$145,500 Land $64,900 Building $80,600	$145,500 Land $64,900 Building $80,600
2022	$4,920.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	19 (1979–2011)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA MUNICIPAL WATER WORKS serves 2,530 people · EPA ID NJ2102001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Service Electric Television.

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