132 E Central Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Alpha Borough property record for 132 E Central Ave, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,680 sqft · built 1916
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on Record
Last Sale	$176,500 (Jul 2018)
Tax Bill	$6,831 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00075-02-00003`

Property Details

APN / Parcel Number

Primary APN	`02-00075-02-00003`
Alternative APN	`0200075000000003`

Interior

Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	0200075000000003
Street Address	132 E CENTRAL AVE
City	PHILLIPSBURG
State	NJ
Zip	08865-4737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	WILLIAMS H WALTERS
Legal Block	75.2
Legal Lot Number	3
Jurisdiction	WARREN NJ
Township / Civil Division	ALPHA
Census Block Group	1
Census Block	1051
Census Tract	32400

Owner

Source: Warren County and Alpha Borough records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	132 E CENTRAL AVE, PHILLIPSBURG, NJ 08865-4737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · FHA Mortgage ORION FINANCIAL GROUP INC
Jul 17, 2018	Grant Deed, Transfer · FHA Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Prior Sale	Jul 29, 2011 · Amount on Record
Deed Document Number	2018495923
Deed Book / Page	2877 / 269
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	132 E CENTRAL AVE, PHILLIPSBURG, NJ 08865-4737
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 E CENTRAL AVE, ALPHA, NJ 08865-4737

Mortgage

Document Number	7103/315
Date	May 18, 2021
Book Page	7103/315
Instrument	2021-552920

Lender

Name	ORION FINANCIAL GROUP INC
Type	Non-Lending Institution
Address	SOUTHLAKE, TX 76092

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	206 Months
Due	Jul 1, 2038

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jul 17, 2018
Property Address	132 E CENTRAL AVE, PHILLIPSBURG, NJ 08865-4737
Document Number	0000495923
Book / Page	002877 / 000269
Instrument Date	Jun 29, 2018
Instrument	495923
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	AMERICAN LAND TITLE ASSOCIATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 E CENTRAL AVE ALPHA NJ 088654737, ALPHA, NJ 08865-4737

Mortgage

Document Number	495924
Date	Jul 17, 2018
Book Page	006604/000145
Instrument	495924

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 16, 2038

Tax Assessment & Valuation

Source: Warren County and Alpha Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
Municipality	Alpha Borough
County	Warren County
Unified School District	Alpha Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,000 (-) Land $70,200 Building $125,800	$196,000 (-) Land $70,200 Building $125,800
2025	$6,831.00 (-4.35%)	$196,000 (-) Land $70,200 Building $125,800	$196,000 (-) Land $70,200 Building $125,800
2024	$7,142.00 (+7.75%)
2023		$196,000 Land $70,200 Building $125,800	$196,000 Land $70,200 Building $125,800
2022	$6,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	19 (1979–2011)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA MUNICIPAL WATER WORKS serves 2,530 people · EPA ID NJ2102001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Service Electric Cable TV.

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