Albany County and Guilderland Town property record for 2992 Nancy Ln, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,464 sqft · built 1948 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Apr 2022) |
| Tax Bill | $4,575 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 15.10-2-24 |
| Primary APN | 013089 15.10-2-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,464 sqft Living Area |
| 1st Floor Area | 1,464 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 01501000020240000000 |
|---|---|
| Street Address | 2992 NANCY LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LOT 89 LI |
| Legal Subdivision | LILLIAN ESTATES ROMANO FARM |
| Legal Block | 2 |
| Legal Lot Number | 24.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2992 NANCY LN, SCHENECTADY, NY 12303-4610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES FCU |
| Sep 13, 2018 | Grant Deed, Transfer FIRST PRIORITY MTG |
| Sep 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage 1ST PRIORITY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2022 · Amount on Record |
| Deed Sale | Apr 8, 2022 · Amount on Record |
| Prior Sale | Oct 6, 2021 · Amount on Record |
| Deed Document Number | 20229365 |
| Prior Transfer Date | Nov 24, 2021 |
| Prior Transfer Doc | 0000037047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2992 NANCY LN, SCHENECTADY, NY 12303-4610 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3039 ALBANY ST, SCHENECTADY, NY 12304-3717 |
| Document Number | 0000000405 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | R2021-30405 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 13, 2018 |
| Property Address | 2992 NANCY LN, SCHENECTADY, NY 12303-4610 |
| Document Number | 0020180643 |
| Book / Page | 002018 / 020643 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 20644 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2992 NANCY LN SCHENECTADY NY 123034610, SCHENECTADY, NY 12303-4610 |
| Document Number | 20644 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | 20644 |
| Name | FIRST PRIORITY MTG |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSVILLE, NY 14221 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 12, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 13, 2018 |
| Property Address | 2992 NANCY LN, SCHENECTADY, NY 12303-4610 |
| Document Number | 0000000643 |
| Map Reference | MAP2191 DR133 |
| Instrument Date | Sep 7, 2018 |
| Instrument | R2018-20643 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29 RONNIE CT, 29, ROTTERDAM, NY 12306-2555 |
| Name | Verified Name |
|---|---|
| Address | 2905 PLUNKETT AVE, ROTTERDAM, NY 12306-3025 |
| Document Number | 0000020644 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | R2018-20644 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BUFFALO, NY 14221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,575.00 (-0.17%) | ||
| 2025 | $4,583.00 (-0.02%) | $185,000 (-) Land $37,000 Building $148,000 | $246,667 (+13.33%) Land $49,333 Building $197,334 |
| 2023 | $185,000 (-) Land $37,000 Building $148,000 | $217,647 (+7.06%) Land $43,529 Building $174,118 | |
| 2022 | $185,000 Land $37,000 Building $148,000 | $203,297 Land $40,659 Building $162,638 | |
| 2021 | $4,584.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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