2983 Bent Tree Ct, Cincinnati, OH 45244 Property Records

Hamilton County property record for 2983 Bent Tree Ct, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,078 sqft · built 1992
Lot Size	0.352 acres (15,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Apr 2019)
Tax Bill	$9,806 (2025)
Deeds & Mortgages	Nov 2020 Construction Loan Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`501-0010-0104-00`

Property Details

APN / Parcel Number

Primary APN	`501-0010-0104-00`
Alternative APN	`0041417`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,078 sqft Living Area
Gross Area	5,159 sqft
1st Floor Area	1,619 sqft
2nd Floor Area	1,409 sqft
Basement Area	1,603 sqft
Finished Basement	1,050 sqft
Unfinished Basement	553 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	15,333 sqft (0.352 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2983 BENT TREE CT
City	CINCINNATI
State	OH
Zip	45244-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENTTREE DR 0.3525 AC PT LOT 49 VILLAGES OF IVYHILLS SUB PHASE 1
Legal Subdivision	VILLAGES OF IVYHILLS SUB PHASE 1
Legal Lot Number	49
Jurisdiction	HAMILTON OH
Township / Civil Division	NEWTOWN
Census Block Group	2
Census Block	2002
Census Tract	24904

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2983 BENT TREE CT, CINCINNATI, OH 45244-2559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Construction Loan · Construction Mortgage WARSAW FED'L S&L ASSN
Oct 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Apr 22, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2019 · Amount on Record
Deed Sale	Apr 22, 2019 · Amount on Record
Prior Sale	May 25, 2012 · Amount on Record
Deed Document Number	201930341
Deed Book / Page	13901 / 2035
Prior Transfer Date	Jun 24, 1997
Prior Transfer Doc	0000105903
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Nov 3, 2020
Property Address	2983 BENT TREE CT, CINCINNATI, OH 45244-2559
Document Number	0000115447
Book / Page	014288 / 000944
Instrument Date	Oct 28, 2020
Instrument	115447
Transaction Type	Construction Loan
Record Updated	Jan 22, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2983 BENT TREE CT CINCINNATI OH 452442559, CINCINNATI, OH 45244-2559

Mortgage

Document Number	0000115447
Date	Nov 3, 2020
Book Page	014288/000944
Instrument	115447

Lender

Name	WARSAW FED'L S&L ASSN
Type	Federal Savings Bank
Address	CINCINNATI, OH 45205

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2983 BENT TREE CT, CINCINNATI, OH 45244-2559
Document Number	0000091495
Instrument Date	Oct 14, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2983 BENT TREE CT CINCINNATI OH 452442559, CINCINNATI, OH 45244-2559

Mortgage

Document Number	0000091495
Date	Oct 21, 2019
Book Page	014027/000990
Instrument	91495

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 22, 2019
Property Address	2983 BENT TREE CT, CINCINNATI, OH 45244-2559
Document Number	0000030341
Book / Page	13901 / 02035
Instrument Date	Apr 17, 2019
Instrument	2019-0030341
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	IVY POINTE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2983 BENT TREE CT, CINCINNATI, OH 45244-2559

Mortgage

Document Number	0000030342
Date	Apr 22, 2019
Instrument	2019-0030342

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Newtown Village
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,806.00 (+1.97%)	$173,089 (-) Land $26,250 Building $146,839	$494,540 (-) Land $75,000 Building $419,540
2024	$9,617.00 (-0.49%)	$173,089 (-) Land $26,250 Building $146,839
2023	$9,664.00 (+20.88%)	$173,089 (+35.49%) Land $26,250 Building $146,839	$494,540 (+35.49%) Land $75,000 Building $419,540
2022	$7,995.00 Homeowner's exemption	$127,750 Land $24,990 Building $102,760
2020			$365,000 Land $71,400 Building $293,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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