2977 Bent Tree Ct, Cincinnati, OH 45244 Property Records

Hamilton County property record for 2977 Bent Tree Ct, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,530 sqft · built 2004
Lot Size	1.42 acres (62,029 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Aug 2012)
Tax Bill	$16,724 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`501-0010-0162-00`

Property Details

APN / Parcel Number

Primary APN	`501-0010-0162-00`
Alternative APN	`5000151003500`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,530 sqft Living Area
1st Floor Area	1,890 sqft
2nd Floor Area	1,640 sqft
Basement Area	1,890 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	62,029 sqft (1.42 acres)
Garage Type	Attached
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	5000151003500
Street Address	2977 BENT TREE CT
City	CINCINNATI
State	OH
Zip	45244-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ES LITTLE DRY RUN RD 1.4241 ACS PENDLETON MS #1126
Legal Subdivision	INPENPLETON MILITARY SURV # 11
Jurisdiction	HAMILTON OH
Township / Civil Division	NEWTOWN
Census Block Group	2
Census Block	2002
Census Tract	24904

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2977 BENT TREE CT, CINCINNATI, OH 45244-2559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2012 · Amount on Record
Deed Sale	Aug 24, 2012 · Amount on Record
Prior Sale	Aug 10, 2004 · Amount on Record
Deed Document Number	266855
Deed Book / Page	12100 / 00818
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2977 BENT TREE CT, CINCINNATI, OH 45244-2559
Document Number	0000061113
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2977 BENT TREE CT CINCINNATI OH 452442559, CINCINNATI, OH 45244-2559

Mortgage

Document Number	0000061113
Date	Jun 26, 2020
Book Page	014198/001110
Instrument	61113

Lender

Name	SEBONIC FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 25, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Newtown Village
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,724.00 (+1.84%)	$251,941 (-) Land $38,710 Building $213,231
2024	$16,422.00 (+4.76%)	$251,941 (-) Land $38,710 Building $213,231
2023	$15,676.00 (-3.8%)	$251,941 (+9.73%) Land $38,710 Building $213,231	$719,830 (+9.73%) Land $110,600 Building $609,230
2022	$16,295.00 Homeowner's exemption	$229,608 Land $46,442 Building $183,166
2020			$656,020 Land $132,690 Building $523,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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