2969 Bent Tree Ct, Cincinnati, OH 45244 Property Records

Hamilton County property record for 2969 Bent Tree Ct, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,528 sqft · built 2004
Lot Size	0.962 acres (41,905 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Jan 2020)
Tax Bill	$15,445 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`501-0010-0161-00`

Property Details

APN / Parcel Number

Primary APN	`501-0010-0161-00`
Alternative APN	`5000151003000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,528 sqft Living Area
1st Floor Area	1,899 sqft
2nd Floor Area	1,629 sqft
Basement Area	1,863 sqft
Finished Basement	725 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	41,905 sqft (0.962 acres)
Garage Type	Attached
Garage Area	803 sqft
Parking Spaces	3 Parking Spaces
Patio Area	386 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	5000151003000
Street Address	2969 BENT TREE CT
City	CINCINNATI
State	OH
Zip	45244-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ES LITTLE DRY RUN RD 0.9626 ACS PENDLETON MS #1126
Legal Subdivision	PENDLETON MILITARY SURV 1126
Jurisdiction	HAMILTON OH
Township / Civil Division	NEWTOWN
Census Block Group	2
Census Block	2002
Census Tract	24904

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2969 BENT TREE CT, CINCINNATI, OH 45244-2559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Deed of Trust, Mortgage · Line of Credit AMERICAN MTG SVC
Jan 2, 2020	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2020 · Amount on Record
Deed Sale	Jan 2, 2020 · Amount on Record
Prior Sale	Feb 7, 2008 · Amount on Record
Deed Document Number	0000000291
Deed Book / Page	014075 / 001712
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2969 BENT TREE CT, CINCINNATI, OH 45244-2559
Document Number	0000075043
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2969 BENT TREE CT CINCINNATI OH 452442559, CINCINNATI, OH 45244-2559

Mortgage

Document Number	0000075043
Date	Jul 31, 2020
Book Page	014222/000983
Instrument	75043

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 2, 2020
Property Address	2969 BENT TREE CT, CINCINNATI, OH 45244-2559
Document Number	0000000291
Book / Page	014075 / 001712
Instrument Date	Dec 24, 2019
Instrument	291
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	STEWART TITLE, STEWART TITLE RELOCATION SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,040.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2969 BENT TREE CT CINCINNATI OH 452442559, CINCINNATI, OH 45244-2559

Mortgage

Document Number	292
Date	Jan 2, 2020
Book Page	014075/001716
Instrument	292

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Newtown Village
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,445.00 (+1.88%)	$232,764 (-) Land $34,342 Building $198,422
2024	$15,160.00 (+4.73%)	$232,764 (-) Land $34,342 Building $198,422
2023	$14,475.00 (+14.31%)	$232,764 (+30.4%) Land $34,342 Building $198,422	$665,040 (+30.4%) Land $98,120 Building $566,920
2022	$12,663.00 Homeowner's exemption	$178,500 Land $32,697 Building $145,803
2020			$510,000 Land $93,420 Building $416,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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