2969 Bluff Ln, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 2969 Bluff Ln, Mount Pleasant, SC 29466

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,609 sqft · built 2013
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$432,500 (Sep 2015)
Tax Bill$1,973 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone AE (high risk)
APN578-00-00-562

Property Details

APN / Parcel Number

Primary APN578-00-00-562

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,609 sqft Living Area
1st Floor Area1,415 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area13,068 sqft (0.3 acres)
Lot Depth162 ft Depth
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area507 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address2969 BLUFF LN
CityMOUNT PLEASANT
StateSC
Zip29466-8917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAPPLATB S12 MAPPLATP 0117 LOT 4.5
Legal SubdivisionPROPERTY OF CHRISTOPHER G NICHOLS
Legal Lot Number4-5
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group4
Census Block4022
Census Tract4609

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2969 BLUFF LN, MOUNT PLEASANT, SC 29466-8917
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2015 · Amount on Record
Deed SaleSep 30, 2015 · Amount on Record
Prior SaleSep 30, 2015 · Amount on Record
Deed Book / Page508 / 71
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address2969 BLUFF LN, MT PLEASANT, SC 29466-8917
Document Number0930/0775
Instrument DateOct 14, 2020
Transaction TypeMortgage
Record UpdatedDec 7, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2969 BLUFF LN MOUNT PLEASANT SC 294668917, MOUNT PLEASANT, SC 29466-8917

Mortgage

Document Number0930/0775
DateOct 30, 2020
Book Page000930/000775
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueOct 29, 2045

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,973.00 (+5.56%)$487,868 (+2,774.89%) Land $64,093 Building $423,775$788,700 (+85.91%) Land $220,500 Building $568,200
2024$1,869.00 (+8.16%)$16,970 (-)
2022$1,728.00$16,970$424,233 (-) Land $55,733 Building $368,500
2020$424,233 Land $55,733 Building $368,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 133 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies274 units insured
incl. 141 condo units
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bluff Ln

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