2963 Bluff Ln, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 2963 Bluff Ln, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,762 sqft · built 2013
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Jun 2021)
Tax Bill	$3,216 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`578-00-00-563`

Property Details

APN / Parcel Number

Primary APN	`578-00-00-563`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,762 sqft Living Area
1st Floor Area	1,502 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	13,939 sqft (0.32 acres)
Lot Depth	162 ft Depth
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	536 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2963 BLUFF LN
City	MOUNT PLEASANT
State	SC
Zip	29466-8917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB S12 MAPPLATP 0117 LOT 4.4
Legal Subdivision	PROPERTY OF CHRISTOPHER G NICHOLAS
Legal Lot Number	4
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4022
Census Tract	4609

Owner

2963 Bluff Ln is owned and occupied by an individual who bought it in June 2021.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2963 BLUFF LN, MOUNT PLEASANT, SC 29466-8917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2021 · Amount on File
Deed Sale	Jun 21, 2021 · Amount on File
Prior Sale	Jul 11, 2013 · Amount on File
Deed Book / Page	1005 / 347
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 21, 2021
Property Address	2963 BLUFF LN, MOUNT PLEASANT, SC 29466-8917
Document Number	0010050347
Book / Page	1005 / 347
Map Reference	MB S12 PG 0117
Instrument Date	Jun 10, 2021
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2963 BLUFF LN, MOUNT PLEASANT, SC 29466-8917

Mortgage

Document Number	0001005349
Date	Jun 21, 2021
Instrument	1005/349

Lender

Name	CAROLINA ONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Mortgage

Document Number	0010050350
Date	Jun 21, 2021
Book Page	1005/350

Lender

Name	REV FEDERAL CREDIT UNION
Type	Credit Union
Address	CHARLESTON, SC 29423

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	85 Months
Due	Jun 30, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 2963 Bluff Ln was $3,216, up 5.9% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,216.00 (+5.89%)	$833,750 (+2,775%) Land $216,350 Building $617,400	$841,200 Land $223,800 Building $617,400
2024	$3,037.00	$29,000
2022	$2,831.00	$29,000	$725,000 Land $165,000 Building $560,000
2020			$725,000 Land $165,000 Building $560,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2963 Bluff Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 133 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	274 units insured incl. 141 condo units
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2963 Bluff Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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