2957 Bluff Ln, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 2957 Bluff Ln, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,476 sqft · built 2015
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$439,900 (Feb 2016)
Tax Bill	$2,316 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`578-00-00-564`

Property Details

APN / Parcel Number

Primary APN	`578-00-00-564`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,476 sqft Living Area
1st Floor Area	1,407 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	13,068 sqft (0.3 acres)
Lot Depth	162 ft Depth
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	572 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2957 BLUFF LN
City	MOUNT PLEASANT
State	SC
Zip	29466-8917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAPPLATB S12 MAPPLATP 0117 LOT 4.3
Legal Subdivision	PROPERTY OF CHRISTOPHER G NICHOLS
Legal Lot Number	4-3
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4022
Census Tract	4609

Owner

2957 Bluff Ln is owned and occupied by two individuals who acquired it in May 2020.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2957 BLUFF LN, MOUNT PLEASANT, SC 29466-8917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2016 · Amount on File
Deed Sale	Feb 16, 2016 · Amount on File
Prior Sale	Nov 12, 2014 · Amount on File
Deed Book / Page	534 / 922
Last Transfer Date	May 13, 2020
Transfer Doc	0008840218
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 20, 2020
Property Address	2957 BLUFF LN, MOUNT PLEASANT, SC 29466-8917
Document Number	0844/0218
Book / Page	000844 / 000218
Instrument Date	May 13, 2020
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2957 BLUFF LN MOUNT PLEASANT SC 294668917, MOUNT PLEASANT, SC 29466-8917

Mortgage

Document Number	884/0219
Date	May 20, 2020
Book Page	000884/000219

Lender

Name	SOUTH CAROLINA FCU
Address	NORTH CHARLESTON, SC 29419-9012

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 19, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2957 Bluff Ln was $2,316, up 5.7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,316.00 (+5.71%)	$583,050 (+2,775%) Land $64,285 Building $518,765	$846,300 Land $220,900 Building $625,400
2024	$2,191.00	$20,280
2022	$1,771.00	$17,440	$435,792 Land $55,892 Building $379,900
2020			$507,000 Land $55,900 Building $451,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2957 Bluff Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 133 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	274 units insured incl. 141 condo units
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2957 Bluff Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bluff Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures