Hamilton County property record for 2960 Observatory Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 3,976 sqft · built 1920 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $725,000 (Jul 2012) |
| Tax Bill | $19,748 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-0006-0140-00 |
| Primary APN | 039-0006-0140-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,976 sqft Living Area |
| 1st Floor Area | 2,132 sqft |
| 2nd Floor Area | 1,844 sqft |
| Basement Area | 2,020 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 14,810 sqft (0.339 acres) |
| Lot Dimensions | 200 ft deep x 75 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 40 sqft |
| Patio Area | 495 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2960 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2960 OBSERVATORY RD 75 X 200 NS OBSERVATORY 300 FTE OF PAXTON |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 5100 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 2960 OBSERVATORY AVE, CINCINNATI, OH 45208-2412 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2012 · Amount on Record |
| Deed Sale | Jul 12, 2012 · Amount on Record |
| Prior Sale | Nov 1, 2007 |
| Deed Document Number | 0000088747 |
| Last Transfer Date | Aug 29, 2014 |
| Transfer Doc | 0000087602 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2960 OBSERVATORY AVE, CINCINNATI, OH 45208-2412 |
| Document Number | 0000087580 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2960 OBSERVATORY AVE CINCINNATI OH 452082412, CINCINNATI, OH 45208-2412 |
| Document Number | 0000087580 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 014019/000632 |
| Instrument | 87580 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 8, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,748.00 (+3.14%) | $321,048 (+%) Land $125,534 Building $195,514 | |
| 2024 | $19,147.00 (-2.21%) | $321,047 (-) Land $125,534 Building $195,513 | |
| 2023 | $19,580.00 (+4.78%) | $321,047 (+16.82%) Land $125,534 Building $195,513 | $917,280 (+16.82%) Land $358,670 Building $558,610 |
| 2022 | $18,687.00 Homeowner's exemption | $274,831 Land $91,655 Building $183,176 | |
| 2020 | $785,230 Land $261,870 Building $523,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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