2940 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2940 Observatory Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,639 sqft · built 1921
Lot Size	0.344 acres (14,985 sqft)
Owner	Trust Name on Record
Last Sale	$840,000 (Feb 2014)
Tax Bill	$21,004 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039-0006-0131-00`

Property Details

APN / Parcel Number

Primary APN	`039-0006-0131-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,639 sqft Living Area
1st Floor Area	3,286 sqft
2nd Floor Area	948 sqft
Attic	Attic
Attic Area	405 sqft
Basement Area	3,254 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	189 sqft
Patio Area	662 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2940 OBSERVATORY AVE
City	CINCINNATI
State	OH
Zip	45208-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2940 OBSERVATORY 75 X 200NS OBSERVATORY 75 FT E OFPAXTON RD
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2008
Census Tract	5100

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2940 OBSERVATORY AVE, CINCINNATI, OH 45208-2412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2014 · Amount on Record
Deed Sale	Feb 19, 2014 · Amount on Record
Prior Sale	Jun 17, 1997 · Amount on Record
Deed Document Number	0000000944
Deed Book / Page	12537 / 00098
Last Transfer Date	Jul 14, 2015
Transfer Doc	0000072822
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2940 OBSERVATORY AVE, CINCINNATI, OH 45208-2412
Document Number	0000009727
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2940 OBSERVATORY AVE CINCINNATI OH 452082412, CINCINNATI, OH 45208-2412

Mortgage

Document Number	0000009727
Date	Jan 29, 2020
Book Page	014093/000242
Instrument	9727

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,004.00 (+3.13%)	$341,481 (+%) Land $125,534 Building $215,947
2024	$20,366.00 (-2.21%)	$341,480 (-) Land $125,534 Building $215,946
2023	$20,827.00 (-1.03%)	$341,480 (+10.32%) Land $125,534 Building $215,946	$975,660 (+10.33%) Land $358,670 Building $616,990
2022	$21,044.00 Homeowner's exemption	$309,523 Land $91,655 Building $217,868
2020			$884,350 Land $261,870 Building $622,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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