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2950 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2950 Observatory Ave, Cincinnati, OH 45208

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,992 sqft · built 1920
Lot Size0.341 acres (14,854 sqft)
OwnerCompany Name on Record
Last Sale$359,900 (Jan 1999)
Tax Bill$15,437 (2025)
Deeds & MortgagesAug 2022 Mortgage
Jun 2022 Transfer
Flood ZoneZone X (minimal risk)
APN039-0006-0130-00

Property Details

APN / Parcel Number

Primary APN039-0006-0130-00

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,992 sqft Living Area
1st Floor Area1,557 sqft
2nd Floor Area1,435 sqft
Basement Area1,557 sqft
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area14,854 sqft (0.341 acres)
Lot Dimensions200 ft deep x 75 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2950 OBSERVATORY AVE
CityCINCINNATI
StateOH
Zip45208-2412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2950 OBSERVATORY 75 X 200 NS OBSERVATORY 150 FT EAST OF PAXTON RD
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2008
Census Tract5100

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address2950 OBSERVATORY AVE, CINCINNATI, OH 45208-2412
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2022Deed of Trust, Mortgage · Conventional Mortgage
CENTERBANK
Jun 23, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 1999 · Amount on Record
Deed SaleJan 20, 1999 · Amount on Record
Prior SaleJan 20, 1999 · Amount on Record
Deed Document Number0078611891
Deed Book / Page03900
Last Transfer DateJun 23, 2022
Transfer Doc0000062385
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2950 OBSERVATORY AVE, CINCINNATI, OH 45208-2412
Transaction TypeMortgage
Record UpdatedSep 27, 2022
Title CompanyASH TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000077671
DateAug 9, 2022
Book Page14726/2594
Instrument2022-0077671
Lender
NameCENTERBANK
TypeBank
AddressMILFORD, OH 45150
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.99%
Type Change DateAug 1, 2027
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change9.99%
Index1-Year CMT
Max Rate9.99%

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateJun 23, 2022
Property Address2950 OBSERVATORY AVE, CINCINNATI, OH 45208-2412
Document Number0000062385
Book / Page14694 / 2441
Instrument DateJun 9, 2022
Instrument2022-0062385
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2950 OBSERVATORY AVE, CINCINNATI, OH 45208-2412

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,437.00 (+3.13%)$250,884 (-) Land $125,535 Building $125,349
2024$14,968.00 (-2.21%)$250,884 (-) Land $125,535 Building $125,349
2023$15,306.00 (+4.74%)$250,884 (+16.77%) Land $125,535 Building $125,349$716,810 (+16.77%) Land $358,670 Building $358,140
2022$14,613.00 Homeowner's exemption$214,848 Land $91,655 Building $123,193
2020$613,850 Land $261,870 Building $351,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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