2936 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2936 Observatory Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,056 sqft · built 1920
Lot Size	0.339 acres (14,767 sqft)
Owner	Individual Name on Record
Last Sale	$589,900 (Dec 2019)
Tax Bill	$18,794 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039-0006-0132-00`

Property Details

APN / Parcel Number

Primary APN	`039-0006-0132-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,056 sqft Living Area
1st Floor Area	1,920 sqft
2nd Floor Area	1,560 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	1,644 sqft

Exterior

Year Built	Built 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	14,767 sqft (0.339 acres)
Lot Dimensions	200 ft deep x 275 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	237 sqft
Patio Area	774 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2936 OBSERVATORY AVE
City	CINCINNATI
State	OH
Zip	45208-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2936 OBSERVATORY 75 X 200 NE OBSERVATORY & PAXTON
Legal Subdivision	BENNETT & BAXTERS
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2008
Census Tract	5100

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2936 OBSERVATORY AVE, CINCINNATI, OH 45208-2412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jul 7, 2021	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP
Dec 13, 2019	Fiduciary Deed, Transfer · Conventional Mortgage FNCB BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Prior Sale	Jan 9, 2004
Deed Document Number	0000110578
Deed Book / Page	14063 / 01966
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2936 OBSERVATORY AVE, CINCINNATI, OH 45208-2412
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131373
Date	Oct 29, 2021
Book Page	14534/282
Instrument	2021-0131373

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2936 OBSERVATORY AVE, CINCINNATI, OH 45208-2412
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123808
Date	Oct 12, 2021
Book Page	14521/3274
Instrument	2021-0123808

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2936 OBSERVATORY AVE, CINCINNATI, OH 45208-2412
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082473
Date	Jul 7, 2021
Book Page	14453/1637
Instrument	2021-0082473

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

December 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 13, 2019
Property Address	2936 OBSERVATORY AVE, CINCINNATI, OH 45208-2412
Document Number	0000110578
Book / Page	14063 / 01966
Instrument Date	Dec 10, 2019
Instrument	2019-0110578
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,639.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2936 OBSERVATORY AVE, CINCINNATI, OH 45208-2412

Mortgage

Document Number	0000110579
Date	Dec 13, 2019
Instrument	2019-0110579

Lender

Name	FNCB BANK NA
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,794.00 (+3.04%)	$304,255 (+%) Land $125,534 Building $178,721
2024	$18,239.00 (-2.15%)	$304,254 (-) Land $125,534 Building $178,720
2023	$18,640.00 (+32%)	$304,254 (+47.36%) Land $125,534 Building $178,720	$869,300 (+47.36%) Land $358,670 Building $510,630
2022	$14,121.00 Homeowner's exemption	$206,466 Land $91,655 Building $114,811
2020			$589,900 Land $261,870 Building $328,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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